Franchise financing
SUPER 8 MOTEL franchise financing
What it costs to finance a SUPER 8 MOTEL franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 126
- Total funded
- $152.3M
- Median loan
- $1.0M
- 7(a) charge-off
- 1.3%
What financing a SUPER 8 MOTEL franchise costs
The median SBA loan to a SUPER 8 MOTEL franchisee is $1.0M, and the middle half of SUPER 8 MOTEL's 126 loans run $575K to $1.5M (average $1.2M). Across all SBA-financed franchises the median loan is $350K. SUPER 8 MOTEL buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median SUPER 8 MOTEL loan runs about 23 years (272 months). Model your numbers with the franchise financing calculator.
Of the 108 SUPER 8 MOTEL loans where the SBA recorded a business age, 25.0% went to new businesses two years old or younger. The rest funded existing operations.
How to finance SUPER 8 MOTEL
SUPER 8 MOTEL franchisees have financed with 126 SBA loans since FY2010, averaging $1.2M each. Of those, 80 ran through the 7(a) program (franchise fee, build-out, equipment, and working capital) and 46 through 504 (owner-occupied real estate). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
SUPER 8 MOTEL's 7(a) charge-off rate is 1.3% across 80 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance SUPER 8 MOTEL
By SBA loan count
Where SUPER 8 MOTEL gets funded
Top states by loan count
- 1. Texas 10
- 2. New York 7
- 3. Colorado 8
- 4. Georgia 7
- 5. Illinois 5
- 6. Arizona 3
- 7. California 4
- 8. Tennessee 4
Financing a SUPER 8 MOTEL?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
SUPER 8 MOTEL SBA financing FAQ
How much does a SUPER 8 MOTEL franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a SUPER 8 MOTEL franchisee is $1.0M, and the middle half of SUPER 8 MOTEL's 126 loans run $575K to $1.5M. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of SUPER 8 MOTEL's franchise disclosure document.
Can you use an SBA loan for SUPER 8 MOTEL?
Yes. Lenders have funded 126 SBA loans to SUPER 8 MOTEL franchisees, worth $152.3M in all, so SUPER 8 MOTEL is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for SUPER 8 MOTEL?
The data says yes: of SUPER 8 MOTEL's 108 SBA loans that record a business age, 25.0% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance SUPER 8 MOTEL?
By loan count, the most active SBA lenders for SUPER 8 MOTEL are Bank of Hope, First Western SBLC, Inc, Hanmi Bank, among others. A lender already active with your brand often moves faster.
What is SUPER 8 MOTEL's SBA charge-off rate?
Across SUPER 8 MOTEL's 80 SBA 7(a) loans, 1.3% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits SUPER 8 MOTEL?
Both. Of SUPER 8 MOTEL's 126 SBA loans, 80 were 7(a) (franchise fee, build-out, equipment, working capital) and 46 were 504 (owner-occupied real estate). The median SUPER 8 MOTEL loan term is about 23 years (272 months).