SBA lender profile
Plains State Bank
Plains State Bank appears in the public SBA loan data with 320 funded 7(a) loans since FY2010, totaling $533.4M, an average of $1.7M per loan, and an estimated 3,707 jobs supported. Its SBA lending concentrates in Texas and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 3.1%. 85.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 72
- Scale 84
- Activity 81
- Consistency 84
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Plains State Bank the right lender for you?
Lenders fund what they know. Plains State Bank's SBA lending concentrates in Texas (313 loans) and Health Care and Social Assistance (53 loans), at an average loan of $1.7M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $840M
- Headquarters
- Humble, TX
- FDIC cert
- #17739
- Status
- Active
Where Plains State Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 313 | $520.4M |
| Louisiana | 3 | $7.8M |
| Michigan | 1 | $2.3M |
| New Mexico | 2 | $2.2M |
| New Jersey | 1 | $744K |
Metro areas where Plains State Bank funds
What Plains State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 53 | $141.6M |
| Accommodation and Food Services | 67 | $119.8M |
| Retail Trade | 30 | $47.7M |
| Other Services | 46 | $47.6M |
| Manufacturing | 26 | $39.0M |
| Real Estate | 22 | $33.8M |
Plains State Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 34 | $36.3M |
| 2011 | 26 | $34.9M |
| 2012 | 15 | $10.3M |
| 2013 | 12 | $12.0M |
| 2014 | 6 | $6.7M |
| 2015 | 12 | $24.9M |
| 2016 | 17 | $36.7M |
| 2017 | 23 | $41.0M |
| 2018 | 25 | $39.1M |
| 2019 | 38 | $75.0M |
| 2020 | 21 | $31.6M |
| 2021 | 44 | $81.1M |
| 2022 | 16 | $38.2M |
| 2023 | 4 | $2.1M |
| 2024 | 11 | $22.2M |
| 2025 | 11 | $24.9M |
| 2026 | 5 | $16.5M |
Related SBA lenders
Other lenders active in Texas or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
Plains State Bank: frequently asked questions
Does Plains State Bank offer SBA loans?
Yes. Plains State Bank appears in the public SBA data with 320 funded SBA 7(a) loans totaling $533.4M.
How many SBA loans has Plains State Bank made?
Plains State Bank is associated with 320 SBA 7(a) loans totaling $533.4M in the public SBA data (as of 2026-03-31).
What is Plains State Bank's SBA charge-off rate?
About 3.1% of Plains State Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Plains State Bank do most of its SBA lending?
Plains State Bank's SBA lending in the data is most concentrated in Texas, and by industry in Health Care and Social Assistance.
Is Plains State Bank an SBA Preferred Lender (PLP)?
The loan record shows Plains State Bank operating under PLP delegated authority: 274 of its 7(a) loans (85.6%) were processed through the Preferred Lenders Program, including 24 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Plains State Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/plains-state-bank/
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