Franchise financing
The Grounds Guys franchise financing
What it costs to finance a The Grounds Guys franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 246
- Total funded
- $42.4M
- Median loan
- $150K
- 7(a) charge-off
- 15.1%
What financing a The Grounds Guys franchise costs
The median SBA loan to a The Grounds Guys franchisee is $150K, and the middle half of The Grounds Guys's 246 loans run $150K to $150K (average $172K). Across all SBA-financed franchises the median loan is $350K. The Grounds Guys buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median The Grounds Guys loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 237 The Grounds Guys loans where the SBA recorded a business age, 86.9% went to new businesses two years old or younger. The rest funded existing operations.
How to finance The Grounds Guys
The Grounds Guys franchisees have financed with 246 SBA loans since FY2010, averaging $172K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (245 of the 246 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
The Grounds Guys's 7(a) charge-off rate is 15.1% across 245 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance The Grounds Guys
By SBA loan count
Where The Grounds Guys gets funded
Top states by loan count
- 1. Texas 50
- 2. Florida 26
- 3. Georgia 12
- 4. Washington 18
- 5. North Carolina 14
- 6. Illinois 11
- 7. Colorado 10
- 8. New Mexico 1
Financing a The Grounds Guys?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
The Grounds Guys SBA financing FAQ
How much does a The Grounds Guys franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a The Grounds Guys franchisee is $150K, and the middle half of The Grounds Guys's 246 loans run $150K to $150K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of The Grounds Guys's franchise disclosure document.
Can you use an SBA loan for The Grounds Guys?
Yes. Lenders have funded 246 SBA loans to The Grounds Guys franchisees, worth $42.4M in all, so The Grounds Guys is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for The Grounds Guys?
The data says yes: of The Grounds Guys's 237 SBA loans that record a business age, 86.9% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance The Grounds Guys?
By loan count, the most active SBA lenders for The Grounds Guys are United Midwest Savings Bank National Association, Wells Fargo Bank National Association, Truliant FCU, among others. A lender already active with your brand often moves faster.
What is The Grounds Guys's SBA charge-off rate?
Across The Grounds Guys's 245 SBA 7(a) loans, 15.1% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits The Grounds Guys?
Mostly 7(a): 245 of The Grounds Guys's 246 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median The Grounds Guys loan term is 10 years.