SBA lender profile
Cross River Bank
Cross River Bank appears in the public SBA loan data with 127 funded 7(a) loans totaling $192.8M, an average of $1.5M per loan, and an estimated 2,241 jobs supported. Its SBA lending concentrates in New York and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.8%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
127
Total volume
$192.8M
Average loan size
$1.5M
Charge-off rate
0.8%
Share of funded loans charged off
Jobs supported (reported)
2,241
Programs
7(a)
Bank profile
via FDIC- Total assets
- $8.7B
- Headquarters
- Fort Lee, NJ
- FDIC cert
- #58410
- Status
- Active
Where Cross River Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 62 | $74.2M |
| New Jersey | 35 | $64.8M |
| Florida | 15 | $40.6M |
| California | 3 | $3.0M |
| Michigan | 2 | $3.0M |
| North Carolina | 3 | $2.6M |
What Cross River Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 32 | $52.2M |
| Wholesale Trade | 20 | $36.4M |
| Construction | 16 | $29.6M |
| Manufacturing | 9 | $15.8M |
| Professional and Technical Services | 12 | $12.4M |
| Administrative and Support | 7 | $10.0M |
Cross River Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 13 | $21.2M |
| 2021 | 30 | $40.1M |
| 2022 | 28 | $46.0M |
| 2023 | 24 | $35.4M |
| 2024 | 9 | $12.0M |
| 2025 | 13 | $13.5M |
| 2026 | 10 | $24.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Cross River Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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