SBA lender profile
Cross River Bank
Cross River Bank appears in the public SBA loan data with 275 funded 7(a) loans since FY2010, totaling $331.5M, an average of $1.2M per loan, and an estimated 5,963 jobs supported. Its SBA lending concentrates in New York and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.8%. 38.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 81
- Activity 83
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Cross River Bank the right lender for you?
Lenders fund what they know. Cross River Bank's SBA lending concentrates in New York (176 loans) and Retail Trade (96 loans), at an average loan of $1.2M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $8.7B
- Headquarters
- Fort Lee, NJ
- FDIC cert
- #58410
- Status
- Active
Where Cross River Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 176 | $169.8M |
| New Jersey | 61 | $95.0M |
| Florida | 17 | $43.7M |
| California | 4 | $6.5M |
| Arizona | 2 | $5.0M |
| Michigan | 2 | $3.0M |
Metro areas where Cross River Bank funds
What Cross River Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 96 | $113.6M |
| Wholesale Trade | 53 | $69.8M |
| Construction | 24 | $35.9M |
| Manufacturing | 19 | $24.1M |
| Professional and Technical Services | 18 | $18.9M |
| Health Care and Social Assistance | 18 | $15.8M |
Cross River Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 3 | $1.6M |
| 2012 | 16 | $11.7M |
| 2013 | 13 | $8.7M |
| 2014 | 20 | $25.8M |
| 2015 | 27 | $27.8M |
| 2016 | 21 | $17.3M |
| 2017 | 13 | $12.9M |
| 2018 | 17 | $17.1M |
| 2019 | 18 | $15.9M |
| 2020 | 13 | $21.2M |
| 2021 | 30 | $40.1M |
| 2022 | 28 | $46.0M |
| 2023 | 24 | $35.4M |
| 2024 | 9 | $12.0M |
| 2025 | 13 | $13.5M |
| 2026 | 10 | $24.5M |
Related SBA lenders
Other lenders active in New York or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Cross River Bank: frequently asked questions
Does Cross River Bank offer SBA loans?
Yes. Cross River Bank appears in the public SBA data with 275 funded SBA 7(a) loans totaling $331.5M.
How many SBA loans has Cross River Bank made?
Cross River Bank is associated with 275 SBA 7(a) loans totaling $331.5M in the public SBA data (as of 2026-03-31).
What is Cross River Bank's SBA charge-off rate?
About 1.8% of Cross River Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Cross River Bank do most of its SBA lending?
Cross River Bank's SBA lending in the data is most concentrated in New York, and by industry in Retail Trade.
Is Cross River Bank an SBA Preferred Lender (PLP)?
The loan record shows Cross River Bank operating under PLP delegated authority: 107 of its 7(a) loans (38.9%) were processed through the Preferred Lenders Program, including 28 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Cross River Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/cross-river-bank/
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