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SBA lender profile

Addition Financial CU

Addition Financial CU appears in the public SBA loan data with 23 funded 7(a) loans since FY2010, totaling $17.8M, an average of $775K per loan, and an estimated 246 jobs supported. Its SBA lending concentrates in Florida and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 4.3%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 66
Scale 19
Activity 0
Consistency 48

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
23
Since FY2010
Total volume
$17.8M
Average loan size
$775K
7(a) charge-off rate
4.3%
Share of 7(a) loans charged off
Jobs supported (reported)
246
Programs
7(a)

Is Addition Financial CU the right lender for you?

Lenders fund what they know. Addition Financial CU's SBA lending concentrates in Florida (23 loans) and Accommodation and Food Services (5 loans), at an average loan of $775K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Addition Financial CU lends

Top states by funded SBA volume.

StateLoansTotal volume
Florida 23 $17.8M

What Addition Financial CU funds

Top industries by funded SBA volume.

Addition Financial CU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20131$4.9M
20142$893K
20151$520K
20165$5.0M
20177$3.5M
20183$1.6M
20194$1.4M

Related SBA lenders

Other lenders active in Florida or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Addition Financial CU: frequently asked questions

Does Addition Financial CU offer SBA loans?

Yes. Addition Financial CU appears in the public SBA data with 23 funded SBA 7(a) loans totaling $17.8M.

How many SBA loans has Addition Financial CU made?

Addition Financial CU is associated with 23 SBA 7(a) loans totaling $17.8M in the public SBA data (as of 2026-03-31).

What is Addition Financial CU's SBA charge-off rate?

About 4.3% of Addition Financial CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Addition Financial CU do most of its SBA lending?

Addition Financial CU's SBA lending in the data is most concentrated in Florida, and by industry in Accommodation and Food Services.

For Addition Financial CU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Addition Financial CU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Addition Financial CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/addition-financial-cu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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