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American Heritage FCU

American Heritage FCU appears in the public SBA loan data with 19 funded 7(a) loans since FY2010, totaling $12.6M, an average of $665K per loan, and an estimated 236 jobs supported. Its SBA lending concentrates in New Jersey and the Educational Services sector. With only 19 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
19
Since FY2010
Total volume
$12.6M
Average loan size
$665K
7(a) charge-off rate
Insufficient data
Only 19 7(a) loans in the data
Jobs supported (reported)
236
Programs
7(a)

Is American Heritage FCU the right lender for you?

American Heritage FCU appears in the SBA record with 19 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where American Heritage FCU lends

Top states by funded SBA volume.

StateLoansTotal volume
New Jersey 9 $8.6M
Pennsylvania 10 $4.0M

What American Heritage FCU funds

Top industries by funded SBA volume.

American Heritage FCU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20102$868K
20111$100K
20144$6.1M
20151$125K
20163$620K
20173$2.7M
20184$1.3M
20191$791K

Related SBA lenders

Other lenders active in New Jersey or in Educational Services.

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American Heritage FCU: frequently asked questions

Does American Heritage FCU offer SBA loans?

Yes. American Heritage FCU appears in the public SBA data with 19 funded SBA 7(a) loans totaling $12.6M.

How many SBA loans has American Heritage FCU made?

American Heritage FCU is associated with 19 SBA 7(a) loans totaling $12.6M in the public SBA data (as of 2026-03-31).

What is American Heritage FCU's SBA charge-off rate?

American Heritage FCU appears with only 19 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does American Heritage FCU do most of its SBA lending?

American Heritage FCU's SBA lending in the data is most concentrated in New Jersey, and by industry in Educational Services.

For American Heritage FCU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of American Heritage FCU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). American Heritage FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/american-heritage-fcu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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