SBA lender profile
Americu CU
Americu CU appears in the public SBA loan data with 5 funded 7(a) loans totaling $8.8M, an average of $1.8M per loan, and an estimated 44 jobs supported. Its SBA lending concentrates in New York and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
5
Total volume
$8.8M
Average loan size
$1.8M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
44
Programs
7(a)
Where Americu CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 5 | $8.8M |
What Americu CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 1 | $4.2M |
| Accommodation and Food Services | 2 | $3.8M |
| Arts, Entertainment, Recreation | 1 | $500K |
| Other Services | 1 | $266K |
Americu CU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2022 | 1 | $3.6M |
| 2025 | 3 | $982K |
| 2026 | 1 | $4.2M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Americu CU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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