SBA lender profile
Atlantic Union Bank
Atlantic Union Bank appears in the public SBA loan data with 1,082 funded 7(a) loans since FY2010, totaling $510.3M, an average of $472K per loan, and an estimated 19,900 jobs supported. Its SBA lending concentrates in Virginia and the Professional and Technical Services sector. Across its 7(a) loans, the charge-off rate is 3.0%. 31.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 73
- Scale 90
- Activity 87
- Consistency 87
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Atlantic Union Bank the right lender for you?
Lenders fund what they know. Atlantic Union Bank's SBA lending concentrates in Virginia (656 loans) and Professional and Technical Services (237 loans), at an average loan of $472K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $37.2B
- Headquarters
- Richmond City, VA
- FDIC cert
- #34589
- Status
- Active
Where Atlantic Union Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Virginia | 656 | $266.1M |
| Maryland | 313 | $155.6M |
| District of Columbia | 38 | $18.3M |
| North Carolina | 14 | $15.0M |
| Texas | 10 | $8.7M |
| New York | 5 | $8.2M |
Metro areas where Atlantic Union Bank funds
What Atlantic Union Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 237 | $127.0M |
| Accommodation and Food Services | 152 | $64.8M |
| Manufacturing | 90 | $55.9M |
| Other Services | 90 | $40.9M |
| Retail Trade | 111 | $40.2M |
| Arts, Entertainment, Recreation | 56 | $36.1M |
Atlantic Union Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 134 | $41.9M |
| 2011 | 152 | $76.1M |
| 2012 | 90 | $32.0M |
| 2013 | 109 | $41.6M |
| 2014 | 73 | $30.1M |
| 2015 | 74 | $35.3M |
| 2016 | 68 | $19.9M |
| 2017 | 95 | $25.1M |
| 2018 | 44 | $25.3M |
| 2019 | 19 | $9.2M |
| 2020 | 28 | $19.0M |
| 2021 | 20 | $15.6M |
| 2022 | 34 | $25.4M |
| 2023 | 18 | $16.7M |
| 2024 | 30 | $29.6M |
| 2025 | 64 | $45.7M |
| 2026 | 30 | $21.8M |
Related SBA lenders
Other lenders active in Virginia or in Professional and Technical Services.
Comparing lenders? See how to choose an SBA lender by track record.
Atlantic Union Bank: frequently asked questions
Does Atlantic Union Bank offer SBA loans?
Yes. Atlantic Union Bank appears in the public SBA data with 1,082 funded SBA 7(a) loans totaling $510.3M.
How many SBA loans has Atlantic Union Bank made?
Atlantic Union Bank is associated with 1,082 SBA 7(a) loans totaling $510.3M in the public SBA data (as of 2026-03-31).
What is Atlantic Union Bank's SBA charge-off rate?
About 3.0% of Atlantic Union Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Atlantic Union Bank do most of its SBA lending?
Atlantic Union Bank's SBA lending in the data is most concentrated in Virginia, and by industry in Professional and Technical Services.
Is Atlantic Union Bank an SBA Preferred Lender (PLP)?
The loan record shows Atlantic Union Bank operating under PLP delegated authority: 343 of its 7(a) loans (31.7%) were processed through the Preferred Lenders Program, including 86 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Atlantic Union Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/atlantic-union-bank/
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