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SBA lender profile

Avadian Credit Union

Avadian Credit Union appears in the public SBA loan data with 52 funded 7(a) loans since FY2010, totaling $38.1M, an average of $732K per loan, and an estimated 1,458 jobs supported. Its SBA lending concentrates in Alabama and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.9%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 74
Scale 41
Activity 0
Consistency 36

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
52
Since FY2010
Total volume
$38.1M
Average loan size
$732K
7(a) charge-off rate
1.9%
Share of 7(a) loans charged off
Jobs supported (reported)
1,458
Programs
7(a)

Is Avadian Credit Union the right lender for you?

Lenders fund what they know. Avadian Credit Union's SBA lending concentrates in Alabama (48 loans) and Accommodation and Food Services (15 loans), at an average loan of $732K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Avadian Credit Union lends

Top states by funded SBA volume.

StateLoansTotal volume
Alabama 48 $35.3M
Tennessee 4 $2.7M

Metro areas where Avadian Credit Union funds

What Avadian Credit Union funds

Top industries by funded SBA volume.

Avadian Credit Union SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20106$4.4M
201129$24.9M
201210$7.0M
20135$1.1M
20142$581K

Related SBA lenders

Other lenders active in Alabama or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Avadian Credit Union: frequently asked questions

Does Avadian Credit Union offer SBA loans?

Yes. Avadian Credit Union appears in the public SBA data with 52 funded SBA 7(a) loans totaling $38.1M.

How many SBA loans has Avadian Credit Union made?

Avadian Credit Union is associated with 52 SBA 7(a) loans totaling $38.1M in the public SBA data (as of 2026-03-31).

What is Avadian Credit Union's SBA charge-off rate?

About 1.9% of Avadian Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Avadian Credit Union do most of its SBA lending?

Avadian Credit Union's SBA lending in the data is most concentrated in Alabama, and by industry in Accommodation and Food Services.

For Avadian Credit Union

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Avadian Credit Union's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Avadian Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/avadian-credit-union/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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