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SBA lender profile

Bank of Pontiac

Bank of Pontiac appears in the public SBA loan data with 8 funded 7(a) loans since FY2010, totaling $2.2M, an average of $278K per loan, and an estimated 66 jobs supported. Its SBA lending concentrates in Illinois and the Transportation and Warehousing sector. With only 8 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
8
Since FY2010
Total volume
$2.2M
Average loan size
$278K
7(a) charge-off rate
Insufficient data
Only 8 7(a) loans in the data
Jobs supported (reported)
66
Programs
7(a)

Is Bank of Pontiac the right lender for you?

Bank of Pontiac appears in the SBA record with 8 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Bank profile

via FDIC
Total assets
$1.2B
Headquarters
Pontiac, IL
FDIC cert
#16982
Status
Active

Where Bank of Pontiac lends

Top states by funded SBA volume.

StateLoansTotal volume
Illinois 8 $2.2M

What Bank of Pontiac funds

Top industries by funded SBA volume.

Bank of Pontiac SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20102$492K
20112$1.1M
20141$250K
20191$75K
20201$108K
20261$150K

Related SBA lenders

Other lenders active in Illinois or in Transportation and Warehousing.

Comparing lenders? See how to choose an SBA lender by track record.

Bank of Pontiac: frequently asked questions

Does Bank of Pontiac offer SBA loans?

Yes. Bank of Pontiac appears in the public SBA data with 8 funded SBA 7(a) loans totaling $2.2M.

How many SBA loans has Bank of Pontiac made?

Bank of Pontiac is associated with 8 SBA 7(a) loans totaling $2.2M in the public SBA data (as of 2026-03-31).

What is Bank of Pontiac's SBA charge-off rate?

Bank of Pontiac appears with only 8 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Bank of Pontiac do most of its SBA lending?

Bank of Pontiac's SBA lending in the data is most concentrated in Illinois, and by industry in Transportation and Warehousing.

For Bank of Pontiac

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Bank of Pontiac's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Bank of Pontiac SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bank-of-pontiac/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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