SBA lender profile
BCB Community Bank
BCB Community Bank appears in the public SBA loan data with 322 funded 7(a) loans since FY2010, totaling $278.0M, an average of $863K per loan, and an estimated 5,153 jobs supported. Its SBA lending concentrates in New Jersey and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 5.0%. 83.2% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 61
- Scale 80
- Activity 0
- Consistency 67
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is BCB Community Bank the right lender for you?
Lenders fund what they know. BCB Community Bank's SBA lending concentrates in New Jersey (248 loans) and Accommodation and Food Services (69 loans), at an average loan of $863K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $3.3B
- Headquarters
- Bayonne, NJ
- FDIC cert
- #35541
- Status
- Active
Where BCB Community Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Jersey | 248 | $200.9M |
| New York | 63 | $63.7M |
| Pennsylvania | 7 | $10.4M |
| Connecticut | 3 | $2.3M |
| Florida | 1 | $650K |
Metro areas where BCB Community Bank funds
What BCB Community Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 69 | $62.8M |
| Retail Trade | 80 | $59.4M |
| Manufacturing | 22 | $23.4M |
| Arts, Entertainment, Recreation | 17 | $23.4M |
| Health Care and Social Assistance | 30 | $20.5M |
| Real Estate | 12 | $20.1M |
BCB Community Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 53 | $31.7M |
| 2011 | 45 | $29.2M |
| 2012 | 23 | $17.9M |
| 2013 | 35 | $20.2M |
| 2014 | 35 | $29.1M |
| 2015 | 41 | $58.7M |
| 2016 | 26 | $17.4M |
| 2017 | 34 | $26.0M |
| 2018 | 18 | $33.1M |
| 2019 | 9 | $8.5M |
| 2021 | 2 | $1.4M |
| 2022 | 1 | $4.9M |
Related SBA lenders
Other lenders active in New Jersey or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
BCB Community Bank: frequently asked questions
Does BCB Community Bank offer SBA loans?
Yes. BCB Community Bank appears in the public SBA data with 322 funded SBA 7(a) loans totaling $278.0M.
How many SBA loans has BCB Community Bank made?
BCB Community Bank is associated with 322 SBA 7(a) loans totaling $278.0M in the public SBA data (as of 2026-03-31).
What is BCB Community Bank's SBA charge-off rate?
About 5.0% of BCB Community Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does BCB Community Bank do most of its SBA lending?
BCB Community Bank's SBA lending in the data is most concentrated in New Jersey, and by industry in Accommodation and Food Services.
Is BCB Community Bank an SBA Preferred Lender (PLP)?
The loan record shows BCB Community Bank operating under PLP delegated authority: 268 of its 7(a) loans (83.2%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). BCB Community Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bcb-community-bank/
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