SBA lender profile
Beach Cities Commercial Bank
Beach Cities Commercial Bank appears in the public SBA loan data with 22 funded 7(a) loans totaling $22.5M, an average of $1.0M per loan, and an estimated 600 jobs supported. Its SBA lending concentrates in California and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
22
Total volume
$22.5M
Average loan size
$1.0M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
600
Programs
7(a)
Bank profile
via FDIC- Total assets
- $182M
- Headquarters
- Irvine, CA
- FDIC cert
- #59290
- Status
- Active
Where Beach Cities Commercial Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 20 | $21.1M |
| New York | 1 | $923K |
| Michigan | 1 | $440K |
What Beach Cities Commercial Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 4 | $4.4M |
| Health Care and Social Assistance | 4 | $3.8M |
| Professional and Technical Services | 3 | $3.7M |
| Administrative and Support | 2 | $3.6M |
| Construction | 2 | $2.9M |
| Other Services | 3 | $2.1M |
Beach Cities Commercial Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2024 | 8 | $5.3M |
| 2025 | 11 | $14.9M |
| 2026 | 3 | $2.2M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Beach Cities Commercial Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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