SBA lender profile
Business Finance Capital
Business Finance Capital appears in the public SBA loan data with 2,715 funded 504 and 7(a) loans totaling $3.4B, an average of $1.3M per loan, and an estimated 22,192 jobs supported. Its SBA lending concentrates in California and the Wholesale Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
2,715
Total volume
$3.4B
Average loan size
$1.3M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
22,192
Programs
504 and 7(a)
Where Business Finance Capital lends
Top states by funded SBA volume.
What Business Finance Capital funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 525 | $819.1M |
| Manufacturing | 343 | $513.9M |
| Professional and Technical Services | 314 | $336.6M |
| Health Care and Social Assistance | 287 | $324.8M |
| Retail Trade | 267 | $309.0M |
| Accommodation and Food Services | 139 | $194.8M |
Business Finance Capital SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $4.5M |
| 2011 | 5 | $5.1M |
| 2012 | 92 | $92.3M |
| 2013 | 99 | $120.0M |
| 2014 | 59 | $84.4M |
| 2015 | 95 | $103.7M |
| 2016 | 101 | $105.5M |
| 2017 | 134 | $187.1M |
| 2018 | 121 | $135.3M |
| 2019 | 177 | $191.4M |
| 2020 | 227 | $292.8M |
| 2021 | 336 | $427.3M |
| 2022 | 325 | $414.0M |
| 2023 | 217 | $284.5M |
| 2024 | 271 | $361.9M |
| 2025 | 305 | $385.5M |
| 2026 | 145 | $208.2M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Business Finance Capital's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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