SBA lender profile
Business Finance Capital
Business Finance Capital appears in the public SBA loan data with 2,715 funded 504 and 7(a) loans since FY2010, totaling $3.4B, an average of $1.3M per loan, and an estimated 22,192 jobs supported. Its SBA lending concentrates in California and the Wholesale Trade sector. With only 7 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record. 85.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 70
- Scale 98
- Activity 99
- Consistency 84
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Business Finance Capital the right lender for you?
Lenders fund what they know. Business Finance Capital's SBA lending concentrates in California (2,707 loans) and Wholesale Trade (525 loans), at an average loan of $1.3M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Business Finance Capital lends
Top states by funded SBA volume.
Metro areas where Business Finance Capital funds
What Business Finance Capital funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 525 | $819.1M |
| Manufacturing | 343 | $513.9M |
| Professional and Technical Services | 314 | $336.6M |
| Health Care and Social Assistance | 287 | $324.8M |
| Retail Trade | 267 | $309.0M |
| Accommodation and Food Services | 139 | $194.8M |
Business Finance Capital SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $4.5M |
| 2011 | 5 | $5.1M |
| 2012 | 92 | $92.3M |
| 2013 | 99 | $120.0M |
| 2014 | 59 | $84.4M |
| 2015 | 95 | $103.7M |
| 2016 | 101 | $105.5M |
| 2017 | 134 | $187.1M |
| 2018 | 121 | $135.3M |
| 2019 | 177 | $191.4M |
| 2020 | 227 | $292.8M |
| 2021 | 336 | $427.3M |
| 2022 | 325 | $414.0M |
| 2023 | 217 | $284.5M |
| 2024 | 271 | $361.9M |
| 2025 | 305 | $385.5M |
| 2026 | 145 | $208.2M |
Related SBA lenders
Other lenders active in California or in Wholesale Trade.
New to the program? See how an SBA 504 loan works (the structure, the rates, and the CDC's role), browse every Certified Development Company ranked by 504 volume , or see how to choose an SBA lender by track record.
Business Finance Capital: frequently asked questions
Does Business Finance Capital offer SBA loans?
Yes. Business Finance Capital appears in the public SBA data with 2,715 funded SBA 504 and 7(a) loans totaling $3.4B.
How many SBA loans has Business Finance Capital made?
Business Finance Capital is associated with 2,715 SBA 504 and 7(a) loans totaling $3.4B in the public SBA data (as of 2026-03-31).
What is Business Finance Capital's SBA charge-off rate?
Business Finance Capital appears with only 7 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Business Finance Capital do most of its SBA lending?
Business Finance Capital's SBA lending in the data is most concentrated in California, and by industry in Wholesale Trade.
Is Business Finance Capital an SBA Preferred Lender (PLP)?
The loan record shows Business Finance Capital operating under PLP delegated authority: 6 of its 7(a) loans (85.7%) were processed through the Preferred Lenders Program, including 6 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Business Finance Capital SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/business-finance-capital/
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