SBA lender profile
Bell Bank
Bell Bank appears in the public SBA loan data with 376 funded 7(a) loans since FY2010, totaling $205.4M, an average of $546K per loan, and an estimated 6,010 jobs supported. Its SBA lending concentrates in Minnesota and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 1.3%. 41.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 84
- Scale 79
- Activity 88
- Consistency 77
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Bell Bank the right lender for you?
Lenders fund what they know. Bell Bank's SBA lending concentrates in Minnesota (180 loans) and Manufacturing (57 loans), at an average loan of $546K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $14.8B
- Headquarters
- Fargo, ND
- FDIC cert
- #19581
- Status
- Active
Where Bell Bank lends
Top states by funded SBA volume.
Metro areas where Bell Bank funds
What Bell Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 57 | $38.9M |
| Retail Trade | 40 | $21.9M |
| Construction | 49 | $20.6M |
| Professional and Technical Services | 41 | $16.6M |
| Health Care and Social Assistance | 28 | $15.6M |
| Accommodation and Food Services | 22 | $15.5M |
Bell Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 24 | $4.4M |
| 2011 | 20 | $2.5M |
| 2012 | 11 | $3.6M |
| 2013 | 18 | $6.9M |
| 2014 | 10 | $1.9M |
| 2015 | 12 | $1.7M |
| 2016 | 14 | $1.7M |
| 2017 | 12 | $1.3M |
| 2018 | 9 | $2.0M |
| 2019 | 7 | $1.9M |
| 2020 | 4 | $2.3M |
| 2021 | 16 | $4.6M |
| 2022 | 37 | $45.1M |
| 2023 | 52 | $44.8M |
| 2024 | 51 | $31.5M |
| 2025 | 54 | $27.6M |
| 2026 | 25 | $21.5M |
Related SBA lenders
Other lenders active in Minnesota or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Bell Bank: frequently asked questions
Does Bell Bank offer SBA loans?
Yes. Bell Bank appears in the public SBA data with 376 funded SBA 7(a) loans totaling $205.4M.
How many SBA loans has Bell Bank made?
Bell Bank is associated with 376 SBA 7(a) loans totaling $205.4M in the public SBA data (as of 2026-03-31).
What is Bell Bank's SBA charge-off rate?
About 1.3% of Bell Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Bell Bank do most of its SBA lending?
Bell Bank's SBA lending in the data is most concentrated in Minnesota, and by industry in Manufacturing.
Is Bell Bank an SBA Preferred Lender (PLP)?
The loan record shows Bell Bank operating under PLP delegated authority: 154 of its 7(a) loans (41.0%) were processed through the Preferred Lenders Program, including 78 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Bell Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bell-bank/
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