SBA lender profile
Bell Bank
Bell Bank appears in the public SBA loan data with 239 funded 7(a) loans totaling $177.4M, an average of $742K per loan, and an estimated 4,679 jobs supported. Its SBA lending concentrates in Minnesota and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
239
Total volume
$177.4M
Average loan size
$742K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
4,679
Programs
7(a)
Bank profile
via FDIC- Total assets
- $14.8B
- Headquarters
- Fargo, ND
- FDIC cert
- #19581
- Status
- Active
Where Bell Bank lends
Top states by funded SBA volume.
What Bell Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 41 | $35.2M |
| Construction | 33 | $18.6M |
| Professional and Technical Services | 27 | $15.1M |
| Other Services | 24 | $14.6M |
| Retail Trade | 16 | $13.7M |
| Accommodation and Food Services | 13 | $13.4M |
Bell Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 4 | $2.3M |
| 2021 | 16 | $4.6M |
| 2022 | 37 | $45.1M |
| 2023 | 52 | $44.8M |
| 2024 | 51 | $31.5M |
| 2025 | 54 | $27.6M |
| 2026 | 25 | $21.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Bell Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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