SBA lender profile
Business Carolina, Inc.
Business Carolina, Inc. appears in the public SBA loan data with 36 funded 7(a) loans since FY2010, totaling $28.1M, an average of $781K per loan, and an estimated 505 jobs supported. Its SBA lending concentrates in North Carolina and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%. 97.2% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 78
- Scale 32
- Activity 0
- Consistency 43
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Business Carolina, Inc. the right lender for you?
Lenders fund what they know. Business Carolina, Inc.'s SBA lending concentrates in North Carolina (13 loans) and Retail Trade (8 loans), at an average loan of $781K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Business Carolina, Inc. lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 13 | $15.2M |
| South Carolina | 21 | $12.4M |
| West Virginia | 1 | $275K |
| Georgia | 1 | $250K |
What Business Carolina, Inc. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 8 | $7.7M |
| Accommodation and Food Services | 7 | $6.1M |
| Other Services | 5 | $4.6M |
| Health Care and Social Assistance | 5 | $3.4M |
| Construction | 4 | $2.3M |
| Wholesale Trade | 2 | $1.9M |
Business Carolina, Inc. SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 13 | $9.7M |
| 2011 | 10 | $9.1M |
| 2012 | 7 | $6.5M |
| 2013 | 6 | $2.9M |
Related SBA lenders
Other lenders active in North Carolina or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Business Carolina, Inc.: frequently asked questions
Does Business Carolina, Inc. offer SBA loans?
Yes. Business Carolina, Inc. appears in the public SBA data with 36 funded SBA 7(a) loans totaling $28.1M.
How many SBA loans has Business Carolina, Inc. made?
Business Carolina, Inc. is associated with 36 SBA 7(a) loans totaling $28.1M in the public SBA data (as of 2026-03-31).
What is Business Carolina, Inc.'s SBA charge-off rate?
About 0.0% of Business Carolina, Inc.'s 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Business Carolina, Inc. do most of its SBA lending?
Business Carolina, Inc.'s SBA lending in the data is most concentrated in North Carolina, and by industry in Retail Trade.
Is Business Carolina, Inc. an SBA Preferred Lender (PLP)?
The loan record shows Business Carolina, Inc. operating under PLP delegated authority: 35 of its 7(a) loans (97.2%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Business Carolina, Inc. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/business-carolina-inc/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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