SBA lender profile
Cape and Coast Bank
Cape and Coast Bank appears in the public SBA loan data with 47 funded 7(a) loans since FY2010, totaling $20.0M, an average of $426K per loan, and an estimated 752 jobs supported. Its SBA lending concentrates in Massachusetts and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 80
- Scale 30
- Activity 57
- Consistency 69
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Cape and Coast Bank the right lender for you?
Lenders fund what they know. Cape and Coast Bank's SBA lending concentrates in Massachusetts (46 loans) and Construction (6 loans), at an average loan of $426K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Cape and Coast Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 46 | $18.7M |
| Georgia | 1 | $1.4M |
Metro areas where Cape and Coast Bank funds
What Cape and Coast Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 6 | $5.8M |
| Retail Trade | 10 | $3.7M |
| Administrative and Support | 4 | $2.7M |
| Transportation and Warehousing | 2 | $2.0M |
| Professional and Technical Services | 7 | $1.3M |
| Wholesale Trade | 1 | $1.3M |
Cape and Coast Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $300K |
| 2012 | 3 | $1.1M |
| 2014 | 1 | $850K |
| 2015 | 1 | $4.3M |
| 2017 | 1 | $80K |
| 2018 | 8 | $560K |
| 2019 | 5 | $224K |
| 2020 | 4 | $580K |
| 2021 | 1 | $100K |
| 2022 | 4 | $1.7M |
| 2023 | 6 | $3.7M |
| 2024 | 6 | $4.0M |
| 2025 | 3 | $1.0M |
| 2026 | 3 | $1.4M |
Related SBA lenders
Other lenders active in Massachusetts or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Cape and Coast Bank: frequently asked questions
Does Cape and Coast Bank offer SBA loans?
Yes. Cape and Coast Bank appears in the public SBA data with 47 funded SBA 7(a) loans totaling $20.0M.
How many SBA loans has Cape and Coast Bank made?
Cape and Coast Bank is associated with 47 SBA 7(a) loans totaling $20.0M in the public SBA data (as of 2026-03-31).
What is Cape and Coast Bank's SBA charge-off rate?
About 0.0% of Cape and Coast Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Cape and Coast Bank do most of its SBA lending?
Cape and Coast Bank's SBA lending in the data is most concentrated in Massachusetts, and by industry in Construction.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Cape and Coast Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/cape-and-coast-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.