SBA lender profile
Cape and Coast Bank
Cape and Coast Bank appears in the public SBA loan data with 27 funded 7(a) loans totaling $12.6M, an average of $468K per loan, and an estimated 413 jobs supported. Its SBA lending concentrates in Massachusetts and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
27
Total volume
$12.6M
Average loan size
$468K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
413
Programs
7(a)
Where Cape and Coast Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 26 | $11.3M |
| Georgia | 1 | $1.4M |
What Cape and Coast Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 8 | $3.7M |
| Administrative and Support | 4 | $2.7M |
| Transportation and Warehousing | 1 | $1.9M |
| Wholesale Trade | 1 | $1.3M |
| Professional and Technical Services | 3 | $1.1M |
| Construction | 3 | $670K |
Cape and Coast Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 4 | $580K |
| 2021 | 1 | $100K |
| 2022 | 4 | $1.7M |
| 2023 | 6 | $3.7M |
| 2024 | 6 | $4.0M |
| 2025 | 3 | $1.0M |
| 2026 | 3 | $1.4M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Cape and Coast Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.