SBA lending by metro area
SBA lenders in Barnstable Town, MA
Which lenders fund Barnstable Town-area businesses, how much, and how the market compares with Massachusetts: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Barnstable Town area
Ranked by SBA volume funded to businesses located in the Barnstable Town metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Cape & Islands Community Development, Inc. | 170 | $88.9M | $523K | not reported |
| 2 | Bay Colony Development Corporation | 87 | $44.0M | $505K | not reported |
| 3 | Granite State Economic Development Corporation | 73 | $42.4M | $580K | not reported |
| 4 | Eastern Bank | 541 | $42.0M | $78K | 4.25% |
| 5 | The Cape Cod Five Cents Savings Bank | 231 | $32.0M | $139K | 3.90% |
| 6 | South Eastern Economic Development Corporation | 51 | $28.9M | $568K | not reported |
| 7 | Rockland Trust Company | 148 | $28.4M | $192K | 1.35% |
| 8 | TD Bank, National Association | 209 | $23.5M | $112K | 2.39% |
| 9 | New England Certified Development Corporation | 39 | $23.0M | $591K | not reported |
| 10 | Citizens Bank, National Association | 49 | $19.4M | $397K | 2.04% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Barnstable Town compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Barnstable Town area | $100K | 21.4% ▲ 8.6 pts |
| Massachusetts | $100K | 12.9% |
| United States | $179K | 11.2% |
What gets funded in Barnstable Town
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 400 | $188.7M |
| Retail Trade | 248 | $71.9M |
| Construction | 305 | $45.2M |
| Health Care and Social Assistance | 120 | $32.6M |
| Professional and Technical Services | 209 | $31.8M |
| Other Services | 157 | $25.1M |
| Administrative and Support | 169 | $24.0M |
| Arts, Entertainment, Recreation | 41 | $15.3M |
SBA lending in Barnstable Town by year
Geography, precisely
"Barnstable Town area" here means the Barnstable Town, MA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Barnstable County, MA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.