SBA lender profile
Capital CU
Capital CU appears in the public SBA loan data with 223 funded 7(a) loans since FY2010, totaling $34.3M, an average of $154K per loan, and an estimated 758 jobs supported. Its SBA lending concentrates in North Dakota and the Agriculture, Forestry, Fishing sector. Across its 7(a) loans, the charge-off rate is 0.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 89
- Scale 58
- Activity 24
- Consistency 75
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Capital CU the right lender for you?
Lenders fund what they know. Capital CU's SBA lending concentrates in North Dakota (211 loans) and Agriculture, Forestry, Fishing (31 loans), at an average loan of $154K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Capital CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Dakota | 211 | $28.2M |
| Minnesota | 5 | $5.0M |
| Florida | 1 | $750K |
| Oregon | 1 | $150K |
| South Dakota | 3 | $110K |
| Illinois | 2 | $87K |
Metro areas where Capital CU funds
What Capital CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 31 | $11.4M |
| Health Care and Social Assistance | 21 | $5.7M |
| Manufacturing | 19 | $3.1M |
| Accommodation and Food Services | 19 | $2.3M |
| Retail Trade | 19 | $2.2M |
| Other Services | 17 | $1.8M |
Capital CU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 14 | $2.8M |
| 2011 | 33 | $10.1M |
| 2012 | 19 | $1.3M |
| 2013 | 9 | $711K |
| 2014 | 19 | $898K |
| 2015 | 24 | $1.7M |
| 2016 | 23 | $2.2M |
| 2017 | 20 | $1.7M |
| 2018 | 18 | $1.8M |
| 2019 | 12 | $1.3M |
| 2020 | 6 | $5.7M |
| 2021 | 9 | $1.9M |
| 2022 | 7 | $1.3M |
| 2023 | 4 | $518K |
| 2024 | 5 | $359K |
| 2025 | 1 | $80K |
Related SBA lenders
Other lenders active in North Dakota or in Agriculture, Forestry, Fishing.
Comparing lenders? See how to choose an SBA lender by track record.
Capital CU: frequently asked questions
Does Capital CU offer SBA loans?
Yes. Capital CU appears in the public SBA data with 223 funded SBA 7(a) loans totaling $34.3M.
How many SBA loans has Capital CU made?
Capital CU is associated with 223 SBA 7(a) loans totaling $34.3M in the public SBA data (as of 2026-03-31).
What is Capital CU's SBA charge-off rate?
About 0.4% of Capital CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Capital CU do most of its SBA lending?
Capital CU's SBA lending in the data is most concentrated in North Dakota, and by industry in Agriculture, Forestry, Fishing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Capital CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/capital-cu/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.