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SBA lender profile

Carver State Bank

Carver State Bank appears in the public SBA loan data with 118 funded 7(a) loans since FY2010, totaling $23.0M, an average of $195K per loan, and an estimated 547 jobs supported. Its SBA lending concentrates in Georgia and the Finance and Insurance sector. Across its 7(a) loans, the charge-off rate is 17.8%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 20
Scale 46
Activity 0
Consistency 36

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
118
Since FY2010
Total volume
$23.0M
Average loan size
$195K
7(a) charge-off rate
17.8%
Share of 7(a) loans charged off
Jobs supported (reported)
547
Programs
7(a)

Is Carver State Bank the right lender for you?

Lenders fund what they know. Carver State Bank's SBA lending concentrates in Georgia (11 loans) and Finance and Insurance (110 loans), at an average loan of $195K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Carver State Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Georgia 11 $2.3M
New York 6 $2.3M
Virginia 4 $1.6M
Maryland 5 $1.3M
Tennessee 10 $1.2M
North Carolina 5 $1.2M

What Carver State Bank funds

Top industries by funded SBA volume.

Carver State Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20163$970K
201745$11.9M
201856$8.6M
201914$1.6M

Related SBA lenders

Other lenders active in Georgia or in Finance and Insurance.

Comparing lenders? See how to choose an SBA lender by track record.

Carver State Bank: frequently asked questions

Does Carver State Bank offer SBA loans?

Yes. Carver State Bank appears in the public SBA data with 118 funded SBA 7(a) loans totaling $23.0M.

How many SBA loans has Carver State Bank made?

Carver State Bank is associated with 118 SBA 7(a) loans totaling $23.0M in the public SBA data (as of 2026-03-31).

What is Carver State Bank's SBA charge-off rate?

About 17.8% of Carver State Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Carver State Bank do most of its SBA lending?

Carver State Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Finance and Insurance.

For Carver State Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Carver State Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Carver State Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/carver-state-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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