SBA lender profile
Century Bank
Century Bank appears in the public SBA loan data with 153 funded 7(a) loans since FY2010, totaling $36.9M, an average of $241K per loan, and an estimated 1,620 jobs supported. Its SBA lending concentrates in New Mexico and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 3.9%. 4.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 67
- Scale 54
- Activity 64
- Consistency 79
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Century Bank the right lender for you?
Lenders fund what they know. Century Bank's SBA lending concentrates in New Mexico (150 loans) and Wholesale Trade (6 loans), at an average loan of $241K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $562M
- Headquarters
- Lucedale, MS
- FDIC cert
- #11448
- Status
- Active
Where Century Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Mexico | 150 | $32.4M |
| Texas | 3 | $4.4M |
Metro areas where Century Bank funds
What Century Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 6 | $6.7M |
| Retail Trade | 22 | $5.4M |
| Manufacturing | 22 | $4.6M |
| Transportation and Warehousing | 4 | $4.3M |
| Accommodation and Food Services | 11 | $4.3M |
| Health Care and Social Assistance | 13 | $3.1M |
Century Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 27 | $2.8M |
| 2011 | 13 | $2.5M |
| 2012 | 9 | $4.6M |
| 2013 | 9 | $619K |
| 2014 | 8 | $2.1M |
| 2015 | 10 | $2.7M |
| 2016 | 1 | $100K |
| 2017 | 15 | $1.6M |
| 2018 | 9 | $931K |
| 2019 | 7 | $660K |
| 2020 | 6 | $303K |
| 2021 | 2 | $355K |
| 2022 | 8 | $874K |
| 2023 | 2 | $740K |
| 2024 | 8 | $3.1M |
| 2025 | 11 | $9.5M |
| 2026 | 8 | $3.3M |
Related SBA lenders
Other lenders active in New Mexico or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Century Bank: frequently asked questions
Does Century Bank offer SBA loans?
Yes. Century Bank appears in the public SBA data with 153 funded SBA 7(a) loans totaling $36.9M.
How many SBA loans has Century Bank made?
Century Bank is associated with 153 SBA 7(a) loans totaling $36.9M in the public SBA data (as of 2026-03-31).
What is Century Bank's SBA charge-off rate?
About 3.9% of Century Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Century Bank do most of its SBA lending?
Century Bank's SBA lending in the data is most concentrated in New Mexico, and by industry in Wholesale Trade.
Is Century Bank an SBA Preferred Lender (PLP)?
The loan record shows Century Bank operating under PLP delegated authority: 7 of its 7(a) loans (4.6%) were processed through the Preferred Lenders Program, including 7 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Century Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/century-bank/
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