SBA lender profile
Citizens Bank and Trust
Citizens Bank and Trust appears in the public SBA loan data with 3 funded 7(a) loans since FY2010, totaling $2.0M, an average of $669K per loan, and an estimated 325 jobs supported. Its SBA lending concentrates in Missouri and the Accommodation and Food Services sector. With only 3 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Citizens Bank and Trust the right lender for you?
Citizens Bank and Trust appears in the SBA record with 3 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
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Where Citizens Bank and Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Missouri | 3 | $2.0M |
What Citizens Bank and Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 1 | $1.6M |
| Professional and Technical Services | 1 | $250K |
| Construction | 1 | $200K |
Citizens Bank and Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $200K |
| 2012 | 1 | $250K |
| 2013 | 1 | $1.6M |
Related SBA lenders
Other lenders active in Missouri or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Citizens Bank and Trust: frequently asked questions
Does Citizens Bank and Trust offer SBA loans?
Yes. Citizens Bank and Trust appears in the public SBA data with 3 funded SBA 7(a) loans totaling $2.0M.
How many SBA loans has Citizens Bank and Trust made?
Citizens Bank and Trust is associated with 3 SBA 7(a) loans totaling $2.0M in the public SBA data (as of 2026-03-31).
What is Citizens Bank and Trust's SBA charge-off rate?
Citizens Bank and Trust appears with only 3 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Citizens Bank and Trust do most of its SBA lending?
Citizens Bank and Trust's SBA lending in the data is most concentrated in Missouri, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Citizens Bank and Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/citizens-bank-and-trust/
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