SBA lender profile
Citizens Bank of West Virginia, Inc
Citizens Bank of West Virginia, Inc appears in the public SBA loan data with 72 funded 7(a) loans since FY2010, totaling $16.5M, an average of $229K per loan, and an estimated 610 jobs supported. Its SBA lending concentrates in West Virginia and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 84
- Scale 33
- Activity 44
- Consistency 68
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Citizens Bank of West Virginia, Inc the right lender for you?
Lenders fund what they know. Citizens Bank of West Virginia, Inc's SBA lending concentrates in West Virginia (72 loans) and Accommodation and Food Services (15 loans), at an average loan of $229K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Citizens Bank of West Virginia, Inc lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| West Virginia | 72 | $16.5M |
Metro areas where Citizens Bank of West Virginia, Inc funds
What Citizens Bank of West Virginia, Inc funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 15 | $3.8M |
| Transportation and Warehousing | 10 | $3.4M |
| Other Services | 9 | $2.2M |
| Construction | 12 | $1.6M |
| Retail Trade | 6 | $1.2M |
| Administrative and Support | 3 | $1.0M |
Citizens Bank of West Virginia, Inc SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 7 | $1.3M |
| 2013 | 1 | $150K |
| 2016 | 2 | $540K |
| 2017 | 1 | $2.0M |
| 2018 | 8 | $1.2M |
| 2019 | 3 | $575K |
| 2020 | 9 | $1.8M |
| 2021 | 8 | $2.8M |
| 2022 | 12 | $1.9M |
| 2023 | 12 | $2.3M |
| 2024 | 4 | $1.3M |
| 2025 | 5 | $788K |
Related SBA lenders
Other lenders active in West Virginia or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Citizens Bank of West Virginia, Inc: frequently asked questions
Does Citizens Bank of West Virginia, Inc offer SBA loans?
Yes. Citizens Bank of West Virginia, Inc appears in the public SBA data with 72 funded SBA 7(a) loans totaling $16.5M.
How many SBA loans has Citizens Bank of West Virginia, Inc made?
Citizens Bank of West Virginia, Inc is associated with 72 SBA 7(a) loans totaling $16.5M in the public SBA data (as of 2026-03-31).
What is Citizens Bank of West Virginia, Inc's SBA charge-off rate?
About 0.0% of Citizens Bank of West Virginia, Inc's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Citizens Bank of West Virginia, Inc do most of its SBA lending?
Citizens Bank of West Virginia, Inc's SBA lending in the data is most concentrated in West Virginia, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Citizens Bank of West Virginia, Inc SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/citizens-bank-of-west-virginia-inc/
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