SBA lender profile
Citizens State Bank of Roseau
Citizens State Bank of Roseau appears in the public SBA loan data with 5 funded 7(a) loans since FY2010, totaling $7.0M, an average of $1.4M per loan, and an estimated 63 jobs supported. Its SBA lending concentrates in Minnesota and the Wholesale Trade sector. With only 5 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Citizens State Bank of Roseau the right lender for you?
Citizens State Bank of Roseau appears in the SBA record with 5 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $286M
- Headquarters
- Roseau, MN
- FDIC cert
- #10167
- Status
- Active
Where Citizens State Bank of Roseau lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Minnesota | 5 | $7.0M |
What Citizens State Bank of Roseau funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 1 | $2.9M |
| Other Services | 2 | $2.8M |
| Transportation and Warehousing | 1 | $1.1M |
| Arts, Entertainment, Recreation | 1 | $230K |
Citizens State Bank of Roseau SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $230K |
| 2015 | 1 | $1.1M |
| 2021 | 1 | $2.4M |
| 2023 | 1 | $430K |
| 2025 | 1 | $2.9M |
Related SBA lenders
Other lenders active in Minnesota or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Citizens State Bank of Roseau: frequently asked questions
Does Citizens State Bank of Roseau offer SBA loans?
Yes. Citizens State Bank of Roseau appears in the public SBA data with 5 funded SBA 7(a) loans totaling $7.0M.
How many SBA loans has Citizens State Bank of Roseau made?
Citizens State Bank of Roseau is associated with 5 SBA 7(a) loans totaling $7.0M in the public SBA data (as of 2026-03-31).
What is Citizens State Bank of Roseau's SBA charge-off rate?
Citizens State Bank of Roseau appears with only 5 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Citizens State Bank of Roseau do most of its SBA lending?
Citizens State Bank of Roseau's SBA lending in the data is most concentrated in Minnesota, and by industry in Wholesale Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Citizens State Bank of Roseau SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/citizens-state-bank-of-roseau/
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