SBA lender profile
Citizens State Bank of Roseau
Citizens State Bank of Roseau appears in the public SBA loan data with 3 funded 7(a) loans totaling $5.7M, an average of $1.9M per loan, and an estimated 20 jobs supported. Its SBA lending concentrates in Minnesota and the Wholesale Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
3
Total volume
$5.7M
Average loan size
$1.9M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
20
Programs
7(a)
Bank profile
via FDIC- Total assets
- $286M
- Headquarters
- Roseau, MN
- FDIC cert
- #10167
- Status
- Active
Where Citizens State Bank of Roseau lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Minnesota | 3 | $5.7M |
What Citizens State Bank of Roseau funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 1 | $2.9M |
| Other Services | 2 | $2.8M |
Citizens State Bank of Roseau SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 1 | $2.4M |
| 2023 | 1 | $430K |
| 2025 | 1 | $2.9M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Citizens State Bank of Roseau's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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