SBA lender profile
City State Bank
City State Bank appears in the public SBA loan data with 57 funded 7(a) loans since FY2010, totaling $30.6M, an average of $536K per loan, and an estimated 928 jobs supported. Its SBA lending concentrates in Iowa and the Construction sector. Across its 7(a) loans, the charge-off rate is 7.0%. 8.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 57
- Scale 39
- Activity 41
- Consistency 75
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is City State Bank the right lender for you?
Lenders fund what they know. City State Bank's SBA lending concentrates in Iowa (57 loans) and Construction (9 loans), at an average loan of $536K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $792M
- Headquarters
- Norwalk, IA
- FDIC cert
- #14410
- Status
- Active
Where City State Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Iowa | 57 | $30.6M |
Metro areas where City State Bank funds
What City State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 9 | $11.0M |
| Manufacturing | 8 | $6.8M |
| Arts, Entertainment, Recreation | 4 | $2.5M |
| Professional and Technical Services | 3 | $2.4M |
| Retail Trade | 5 | $2.1M |
| Health Care and Social Assistance | 13 | $1.8M |
City State Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 5 | $772K |
| 2011 | 1 | $145K |
| 2012 | 1 | $35K |
| 2014 | 1 | $55K |
| 2015 | 1 | $34K |
| 2016 | 3 | $495K |
| 2017 | 2 | $1.2M |
| 2018 | 4 | $3.9M |
| 2019 | 1 | $643K |
| 2020 | 5 | $5.8M |
| 2021 | 10 | $5.2M |
| 2022 | 10 | $3.6M |
| 2023 | 2 | $1.9M |
| 2024 | 4 | $1.1M |
| 2025 | 3 | $665K |
| 2026 | 4 | $5.1M |
Related SBA lenders
Other lenders active in Iowa or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
City State Bank: frequently asked questions
Does City State Bank offer SBA loans?
Yes. City State Bank appears in the public SBA data with 57 funded SBA 7(a) loans totaling $30.6M.
How many SBA loans has City State Bank made?
City State Bank is associated with 57 SBA 7(a) loans totaling $30.6M in the public SBA data (as of 2026-03-31).
What is City State Bank's SBA charge-off rate?
About 7.0% of City State Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does City State Bank do most of its SBA lending?
City State Bank's SBA lending in the data is most concentrated in Iowa, and by industry in Construction.
Is City State Bank an SBA Preferred Lender (PLP)?
The loan record shows City State Bank operating under PLP delegated authority: 5 of its 7(a) loans (8.8%) were processed through the Preferred Lenders Program, including 3 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). City State Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/city-state-bank/
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