SBA lender profile
Cedar Rapids Bank and Trust Company
Cedar Rapids Bank and Trust Company appears in the public SBA loan data with 246 funded 7(a) loans since FY2010, totaling $119.4M, an average of $485K per loan, and an estimated 5,870 jobs supported. Its SBA lending concentrates in Iowa and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 1.6%. 51.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 80
- Scale 72
- Activity 46
- Consistency 83
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Cedar Rapids Bank and Trust Company the right lender for you?
Lenders fund what they know. Cedar Rapids Bank and Trust Company's SBA lending concentrates in Iowa (237 loans) and Manufacturing (39 loans), at an average loan of $485K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.9B
- Headquarters
- Cedar Rapids, IA
- FDIC cert
- #57244
- Status
- Active
Where Cedar Rapids Bank and Trust Company lends
Top states by funded SBA volume.
Metro areas where Cedar Rapids Bank and Trust Company funds
What Cedar Rapids Bank and Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 39 | $27.6M |
| Wholesale Trade | 23 | $23.1M |
| Construction | 46 | $22.0M |
| Professional and Technical Services | 18 | $8.7M |
| Real Estate | 5 | $6.9M |
| Accommodation and Food Services | 26 | $5.1M |
Cedar Rapids Bank and Trust Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 22 | $10.9M |
| 2011 | 34 | $23.7M |
| 2012 | 26 | $10.8M |
| 2013 | 21 | $9.1M |
| 2014 | 21 | $8.4M |
| 2015 | 22 | $9.4M |
| 2016 | 22 | $6.8M |
| 2017 | 22 | $6.1M |
| 2018 | 11 | $3.1M |
| 2019 | 15 | $8.0M |
| 2020 | 4 | $5.7M |
| 2021 | 6 | $11.9M |
| 2022 | 1 | $215K |
| 2023 | 4 | $645K |
| 2024 | 9 | $2.2M |
| 2025 | 5 | $1.9M |
| 2026 | 1 | $355K |
Related SBA lenders
Other lenders active in Iowa or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Cedar Rapids Bank and Trust Company: frequently asked questions
Does Cedar Rapids Bank and Trust Company offer SBA loans?
Yes. Cedar Rapids Bank and Trust Company appears in the public SBA data with 246 funded SBA 7(a) loans totaling $119.4M.
How many SBA loans has Cedar Rapids Bank and Trust Company made?
Cedar Rapids Bank and Trust Company is associated with 246 SBA 7(a) loans totaling $119.4M in the public SBA data (as of 2026-03-31).
What is Cedar Rapids Bank and Trust Company's SBA charge-off rate?
About 1.6% of Cedar Rapids Bank and Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Cedar Rapids Bank and Trust Company do most of its SBA lending?
Cedar Rapids Bank and Trust Company's SBA lending in the data is most concentrated in Iowa, and by industry in Manufacturing.
Is Cedar Rapids Bank and Trust Company an SBA Preferred Lender (PLP)?
The loan record shows Cedar Rapids Bank and Trust Company operating under PLP delegated authority: 127 of its 7(a) loans (51.6%) were processed through the Preferred Lenders Program, including 13 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Cedar Rapids Bank and Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/cedar-rapids-bank-and-trust-company/
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