SBA lender profile
Lincoln Savings Bank
Lincoln Savings Bank appears in the public SBA loan data with 268 funded 7(a) loans since FY2010, totaling $191.7M, an average of $715K per loan, and an estimated 4,686 jobs supported. Its SBA lending concentrates in Iowa and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 3.7%. 7.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 68
- Scale 77
- Activity 77
- Consistency 75
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Lincoln Savings Bank the right lender for you?
Lenders fund what they know. Lincoln Savings Bank's SBA lending concentrates in Iowa (188 loans) and Manufacturing (26 loans), at an average loan of $715K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.8B
- Headquarters
- Reinbeck, IA
- FDIC cert
- #14207
- Status
- Active
Where Lincoln Savings Bank lends
Top states by funded SBA volume.
Metro areas where Lincoln Savings Bank funds
What Lincoln Savings Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 26 | $35.3M |
| Accommodation and Food Services | 48 | $30.5M |
| Construction | 28 | $24.7M |
| Retail Trade | 27 | $16.2M |
| Other Services | 28 | $14.7M |
| Health Care and Social Assistance | 22 | $13.8M |
Lincoln Savings Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $193K |
| 2011 | 3 | $958K |
| 2012 | 2 | $434K |
| 2013 | 2 | $635K |
| 2014 | 4 | $3.7M |
| 2015 | 5 | $6.6M |
| 2016 | 8 | $6.2M |
| 2017 | 6 | $2.2M |
| 2018 | 11 | $22.9M |
| 2019 | 12 | $15.8M |
| 2020 | 36 | $19.2M |
| 2021 | 50 | $33.9M |
| 2022 | 63 | $46.8M |
| 2023 | 42 | $23.6M |
| 2024 | 16 | $6.0M |
| 2025 | 7 | $2.5M |
Related SBA lenders
Other lenders active in Iowa or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Lincoln Savings Bank: frequently asked questions
Does Lincoln Savings Bank offer SBA loans?
Yes. Lincoln Savings Bank appears in the public SBA data with 268 funded SBA 7(a) loans totaling $191.7M.
How many SBA loans has Lincoln Savings Bank made?
Lincoln Savings Bank is associated with 268 SBA 7(a) loans totaling $191.7M in the public SBA data (as of 2026-03-31).
What is Lincoln Savings Bank's SBA charge-off rate?
About 3.7% of Lincoln Savings Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Lincoln Savings Bank do most of its SBA lending?
Lincoln Savings Bank's SBA lending in the data is most concentrated in Iowa, and by industry in Manufacturing.
Is Lincoln Savings Bank an SBA Preferred Lender (PLP)?
The loan record shows Lincoln Savings Bank operating under PLP delegated authority: 20 of its 7(a) loans (7.5%) were processed through the Preferred Lenders Program, including 2 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Lincoln Savings Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/lincoln-savings-bank/
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