SBA lender profile
Commencement Bank
Commencement Bank appears in the public SBA loan data with 55 funded 7(a) loans since FY2010, totaling $23.0M, an average of $418K per loan, and an estimated 777 jobs supported. Its SBA lending concentrates in Washington and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 5.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 62
- Scale 35
- Activity 45
- Consistency 67
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Commencement Bank the right lender for you?
Lenders fund what they know. Commencement Bank's SBA lending concentrates in Washington (55 loans) and Accommodation and Food Services (28 loans), at an average loan of $418K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $697M
- Headquarters
- Tacoma, WA
- FDIC cert
- #58446
- Status
- Active
Where Commencement Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Washington | 55 | $23.0M |
What Commencement Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 28 | $9.4M |
| Wholesale Trade | 5 | $5.7M |
| Construction | 4 | $2.3M |
| Manufacturing | 4 | $2.2M |
| Professional and Technical Services | 5 | $1.3M |
| Health Care and Social Assistance | 2 | $829K |
Commencement Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 2 | $250K |
| 2012 | 5 | $1.8M |
| 2013 | 16 | $6.2M |
| 2014 | 9 | $2.6M |
| 2015 | 5 | $1.1M |
| 2016 | 4 | $1.2M |
| 2017 | 1 | $200K |
| 2019 | 1 | $1.2M |
| 2020 | 3 | $1.1M |
| 2021 | 6 | $2.6M |
| 2022 | 1 | $68K |
| 2023 | 1 | $988K |
| 2025 | 1 | $3.6M |
Related SBA lenders
Other lenders active in Washington or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Commencement Bank: frequently asked questions
Does Commencement Bank offer SBA loans?
Yes. Commencement Bank appears in the public SBA data with 55 funded SBA 7(a) loans totaling $23.0M.
How many SBA loans has Commencement Bank made?
Commencement Bank is associated with 55 SBA 7(a) loans totaling $23.0M in the public SBA data (as of 2026-03-31).
What is Commencement Bank's SBA charge-off rate?
About 5.5% of Commencement Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Commencement Bank do most of its SBA lending?
Commencement Bank's SBA lending in the data is most concentrated in Washington, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Commencement Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/commencement-bank/
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