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SBA lender profile

Community 1st CU

Community 1st CU appears in the public SBA loan data with 171 funded 7(a) loans since FY2010, totaling $21.1M, an average of $124K per loan, and an estimated 896 jobs supported. Its SBA lending concentrates in Iowa and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 3.5%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 69
Scale 49
Activity 39
Consistency 80

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
171
Since FY2010
Total volume
$21.1M
Average loan size
$124K
7(a) charge-off rate
3.5%
Share of 7(a) loans charged off
Jobs supported (reported)
896
Programs
7(a)

Is Community 1st CU the right lender for you?

Lenders fund what they know. Community 1st CU's SBA lending concentrates in Iowa (168 loans) and Manufacturing (26 loans), at an average loan of $124K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Community 1st CU lends

Top states by funded SBA volume.

StateLoansTotal volume
Iowa 168 $20.8M
Missouri 3 $380K

Metro areas where Community 1st CU funds

What Community 1st CU funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Manufacturing 26 $5.0M
Retail Trade 29 $3.8M
Other Services 19 $2.3M
Transportation and Warehousing 10 $1.8M
Health Care and Social Assistance 20 $1.4M
Construction 17 $1.3M

Community 1st CU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20104$741K
20116$489K
20128$2.3M
201312$2.2M
201415$1.1M
201510$669K
20169$760K
20174$443K
201811$1.1M
201910$529K
202017$3.2M
202111$2.4M
202224$1.9M
202319$2.3M
20245$235K
20256$746K

Related SBA lenders

Other lenders active in Iowa or in Manufacturing.

Comparing lenders? See how to choose an SBA lender by track record.

Community 1st CU: frequently asked questions

Does Community 1st CU offer SBA loans?

Yes. Community 1st CU appears in the public SBA data with 171 funded SBA 7(a) loans totaling $21.1M.

How many SBA loans has Community 1st CU made?

Community 1st CU is associated with 171 SBA 7(a) loans totaling $21.1M in the public SBA data (as of 2026-03-31).

What is Community 1st CU's SBA charge-off rate?

About 3.5% of Community 1st CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Community 1st CU do most of its SBA lending?

Community 1st CU's SBA lending in the data is most concentrated in Iowa, and by industry in Manufacturing.

For Community 1st CU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Community 1st CU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Community 1st CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/community-1st-cu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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