SBA lender profile
Community Bank Owatonna
Community Bank Owatonna appears in the public SBA loan data with 35 funded 7(a) loans since FY2010, totaling $2.6M, an average of $73K per loan, and an estimated 176 jobs supported. Its SBA lending concentrates in Minnesota and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 2.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 70
- Scale 3
- Activity 13
- Consistency 71
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Community Bank Owatonna the right lender for you?
Lenders fund what they know. Community Bank Owatonna's SBA lending concentrates in Minnesota (35 loans) and Retail Trade (6 loans), at an average loan of $73K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $100M
- Headquarters
- Owatonna, MN
- FDIC cert
- #57468
- Status
- Active
Where Community Bank Owatonna lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Minnesota | 35 | $2.6M |
Metro areas where Community Bank Owatonna funds
What Community Bank Owatonna funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 6 | $565K |
| Manufacturing | 4 | $503K |
| Accommodation and Food Services | 4 | $360K |
| Transportation and Warehousing | 8 | $313K |
| Other Services | 4 | $285K |
| Construction | 3 | $200K |
Community Bank Owatonna SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $150K |
| 2011 | 1 | $40K |
| 2012 | 4 | $346K |
| 2013 | 3 | $228K |
| 2014 | 3 | $82K |
| 2015 | 8 | $479K |
| 2016 | 4 | $254K |
| 2017 | 3 | $240K |
| 2018 | 1 | $80K |
| 2020 | 2 | $205K |
| 2021 | 2 | $275K |
| 2022 | 2 | $100K |
| 2023 | 1 | $75K |
Related SBA lenders
Other lenders active in Minnesota or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Community Bank Owatonna: frequently asked questions
Does Community Bank Owatonna offer SBA loans?
Yes. Community Bank Owatonna appears in the public SBA data with 35 funded SBA 7(a) loans totaling $2.6M.
How many SBA loans has Community Bank Owatonna made?
Community Bank Owatonna is associated with 35 SBA 7(a) loans totaling $2.6M in the public SBA data (as of 2026-03-31).
What is Community Bank Owatonna's SBA charge-off rate?
About 2.9% of Community Bank Owatonna's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Community Bank Owatonna do most of its SBA lending?
Community Bank Owatonna's SBA lending in the data is most concentrated in Minnesota, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Community Bank Owatonna SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/community-bank-owatonna/
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