SBA lender profile
Community Financial Services Bank
Community Financial Services Bank appears in the public SBA loan data with 7 funded 7(a) loans totaling $3.6M, an average of $509K per loan, and an estimated 270 jobs supported. Its SBA lending concentrates in Kentucky and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
7
Total volume
$3.6M
Average loan size
$509K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
270
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.4B
- Headquarters
- Benton, KY
- FDIC cert
- #287
- Status
- Active
Where Community Financial Services Bank lends
Top states by funded SBA volume.
What Community Financial Services Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 2 | $1.9M |
| Other Services | 3 | $745K |
| Retail Trade | 1 | $716K |
| Professional and Technical Services | 1 | $220K |
Community Financial Services Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2023 | 2 | $936K |
| 2024 | 1 | $393K |
| 2025 | 4 | $2.2M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Community Financial Services Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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