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SBA lender profile

Community Financial Services Bank

Community Financial Services Bank appears in the public SBA loan data with 7 funded 7(a) loans since FY2010, totaling $3.6M, an average of $509K per loan, and an estimated 270 jobs supported. Its SBA lending concentrates in Kentucky and the Accommodation and Food Services sector. With only 7 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
7
Since FY2010
Total volume
$3.6M
Average loan size
$509K
7(a) charge-off rate
Insufficient data
Only 7 7(a) loans in the data
Jobs supported (reported)
270
Programs
7(a)

Is Community Financial Services Bank the right lender for you?

Community Financial Services Bank appears in the SBA record with 7 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Bank profile

via FDIC
Total assets
$1.4B
Headquarters
Benton, KY
FDIC cert
#287
Status
Active

Where Community Financial Services Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Kentucky 6 $2.1M
Tennessee 1 $1.5M

What Community Financial Services Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 2 $1.9M
Other Services 3 $745K
Retail Trade 1 $716K
Professional and Technical Services 1 $220K

Community Financial Services Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20232$936K
20241$393K
20254$2.2M

Related SBA lenders

Other lenders active in Kentucky or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Community Financial Services Bank: frequently asked questions

Does Community Financial Services Bank offer SBA loans?

Yes. Community Financial Services Bank appears in the public SBA data with 7 funded SBA 7(a) loans totaling $3.6M.

How many SBA loans has Community Financial Services Bank made?

Community Financial Services Bank is associated with 7 SBA 7(a) loans totaling $3.6M in the public SBA data (as of 2026-03-31).

What is Community Financial Services Bank's SBA charge-off rate?

Community Financial Services Bank appears with only 7 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Community Financial Services Bank do most of its SBA lending?

Community Financial Services Bank's SBA lending in the data is most concentrated in Kentucky, and by industry in Accommodation and Food Services.

For Community Financial Services Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Community Financial Services Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Community Financial Services Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/community-financial-services-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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