SBA lender profile
Eaton Community Bank
Eaton Community Bank appears in the public SBA loan data with 14 funded 7(a) loans totaling $6.9M, an average of $494K per loan, and an estimated 162 jobs supported. Its SBA lending concentrates in Michigan and the Other Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
14
Total volume
$6.9M
Average loan size
$494K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
162
Programs
7(a)
Bank profile
via FDIC- Total assets
- $534M
- Headquarters
- Charlotte, MI
- FDIC cert
- #29846
- Status
- Active
Where Eaton Community Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Michigan | 14 | $6.9M |
What Eaton Community Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 3 | $2.6M |
| Accommodation and Food Services | 3 | $1.3M |
| Health Care and Social Assistance | 3 | $1.1M |
| Construction | 2 | $933K |
| Manufacturing | 1 | $694K |
| Finance and Insurance | 1 | $206K |
Eaton Community Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 1 | $349K |
| 2022 | 1 | $90K |
| 2023 | 1 | $1.2M |
| 2024 | 5 | $2.9M |
| 2025 | 3 | $1.2M |
| 2026 | 3 | $1.3M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Eaton Community Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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