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SBA lender profile

Empower FCU

Empower FCU appears in the public SBA loan data with 11 funded 7(a) loans since FY2010, totaling $1.6M, an average of $142K per loan, and an estimated 128 jobs supported. Its SBA lending concentrates in New York and the Accommodation and Food Services sector. With only 11 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
11
Since FY2010
Total volume
$1.6M
Average loan size
$142K
7(a) charge-off rate
Insufficient data
Only 11 7(a) loans in the data
Jobs supported (reported)
128
Programs
7(a)

Is Empower FCU the right lender for you?

Empower FCU appears in the SBA record with 11 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Empower FCU lends

Top states by funded SBA volume.

StateLoansTotal volume
New York 11 $1.6M

What Empower FCU funds

Top industries by funded SBA volume.

Empower FCU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20103$108K
20112$535K
20122$60K
20141$12K
20151$45K
20161$665K
20171$142K

Related SBA lenders

Other lenders active in New York or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Empower FCU: frequently asked questions

Does Empower FCU offer SBA loans?

Yes. Empower FCU appears in the public SBA data with 11 funded SBA 7(a) loans totaling $1.6M.

How many SBA loans has Empower FCU made?

Empower FCU is associated with 11 SBA 7(a) loans totaling $1.6M in the public SBA data (as of 2026-03-31).

What is Empower FCU's SBA charge-off rate?

Empower FCU appears with only 11 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Empower FCU do most of its SBA lending?

Empower FCU's SBA lending in the data is most concentrated in New York, and by industry in Accommodation and Food Services.

For Empower FCU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Empower FCU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Empower FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/empower-fcu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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