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SBA lender profile

ESB Financial

ESB Financial appears in the public SBA loan data with 5 funded 7(a) loans since FY2010, totaling $867K, an average of $173K per loan, and an estimated 41 jobs supported. Its SBA lending concentrates in Kansas and the Health Care and Social Assistance sector. With only 5 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
5
Since FY2010
Total volume
$867K
Average loan size
$173K
7(a) charge-off rate
Insufficient data
Only 5 7(a) loans in the data
Jobs supported (reported)
41
Programs
7(a)

Is ESB Financial the right lender for you?

ESB Financial appears in the SBA record with 5 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where ESB Financial lends

Top states by funded SBA volume.

StateLoansTotal volume
Kansas 5 $867K

What ESB Financial funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Health Care and Social Assistance 2 $410K
Accommodation and Food Services 2 $310K
Manufacturing 1 $148K

ESB Financial SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20111$225K
20121$215K
20131$95K
20161$148K
20181$185K

Related SBA lenders

Other lenders active in Kansas or in Health Care and Social Assistance.

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ESB Financial: frequently asked questions

Does ESB Financial offer SBA loans?

Yes. ESB Financial appears in the public SBA data with 5 funded SBA 7(a) loans totaling $867K.

How many SBA loans has ESB Financial made?

ESB Financial is associated with 5 SBA 7(a) loans totaling $867K in the public SBA data (as of 2026-03-31).

What is ESB Financial's SBA charge-off rate?

ESB Financial appears with only 5 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does ESB Financial do most of its SBA lending?

ESB Financial's SBA lending in the data is most concentrated in Kansas, and by industry in Health Care and Social Assistance.

For ESB Financial

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of ESB Financial's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). ESB Financial SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/esb-financial/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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