SBA lender profile
Fairfield County Bank
Fairfield County Bank appears in the public SBA loan data with 106 funded 7(a) loans since FY2010, totaling $20.0M, an average of $189K per loan, and an estimated 1,318 jobs supported. Its SBA lending concentrates in Connecticut and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 2.8%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 72
- Scale 42
- Activity 45
- Consistency 52
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Fairfield County Bank the right lender for you?
Lenders fund what they know. Fairfield County Bank's SBA lending concentrates in Connecticut (102 loans) and Retail Trade (27 loans), at an average loan of $189K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.9B
- Headquarters
- Ridgefield, CT
- FDIC cert
- #18213
- Status
- Active
Where Fairfield County Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Connecticut | 102 | $19.5M |
| New York | 3 | $300K |
| New Jersey | 1 | $215K |
What Fairfield County Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 27 | $8.8M |
| Health Care and Social Assistance | 10 | $2.7M |
| Accommodation and Food Services | 13 | $1.9M |
| Professional and Technical Services | 13 | $1.8M |
| Construction | 10 | $1.1M |
| Wholesale Trade | 3 | $685K |
Fairfield County Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 42 | $6.0M |
| 2011 | 40 | $5.3M |
| 2012 | 6 | $1.2M |
| 2013 | 5 | $705K |
| 2014 | 4 | $510K |
| 2015 | 4 | $1.1M |
| 2016 | 3 | $388K |
| 2018 | 1 | $150K |
| 2024 | 1 | $4.7M |
Related SBA lenders
Other lenders active in Connecticut or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Fairfield County Bank: frequently asked questions
Does Fairfield County Bank offer SBA loans?
Yes. Fairfield County Bank appears in the public SBA data with 106 funded SBA 7(a) loans totaling $20.0M.
How many SBA loans has Fairfield County Bank made?
Fairfield County Bank is associated with 106 SBA 7(a) loans totaling $20.0M in the public SBA data (as of 2026-03-31).
What is Fairfield County Bank's SBA charge-off rate?
About 2.8% of Fairfield County Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Fairfield County Bank do most of its SBA lending?
Fairfield County Bank's SBA lending in the data is most concentrated in Connecticut, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Fairfield County Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/fairfield-county-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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