SBA lender profile
Farmers Bank and Trust
Farmers Bank and Trust appears in the public SBA loan data with 48 funded 7(a) loans totaling $10.0M, an average of $208K per loan, and an estimated 323 jobs supported. Its SBA lending concentrates in Kansas and the Agriculture, Forestry, Fishing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
48
Total volume
$10.0M
Average loan size
$208K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
323
Programs
7(a)
Bank profile
via FDIC- Total assets
- $0M
- Headquarters
- Winchester, TN
- FDIC cert
- #4971
- Status
- Inactive
Where Farmers Bank and Trust lends
Top states by funded SBA volume.
What Farmers Bank and Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 13 | $3.5M |
| Transportation and Warehousing | 10 | $2.8M |
| Arts, Entertainment, Recreation | 2 | $611K |
| Construction | 3 | $609K |
| Mining and Extraction | 4 | $540K |
| Accommodation and Food Services | 5 | $525K |
Farmers Bank and Trust SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 6 | $1.4M |
| 2021 | 16 | $5.2M |
| 2022 | 10 | $1.2M |
| 2023 | 7 | $773K |
| 2024 | 5 | $517K |
| 2025 | 4 | $866K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Farmers Bank and Trust's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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