SBA lender profile
First Bank of Owasso
First Bank of Owasso appears in the public SBA loan data with 70 funded 7(a) loans since FY2010, totaling $13.1M, an average of $188K per loan, and an estimated 703 jobs supported. Its SBA lending concentrates in Oklahoma and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 71
- Scale 30
- Activity 32
- Consistency 75
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Bank of Owasso the right lender for you?
Lenders fund what they know. First Bank of Owasso's SBA lending concentrates in Oklahoma (70 loans) and Accommodation and Food Services (8 loans), at an average loan of $188K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $647M
- Headquarters
- Owasso, OK
- FDIC cert
- #18592
- Status
- Active
Where First Bank of Owasso lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Oklahoma | 70 | $13.1M |
Metro areas where First Bank of Owasso funds
What First Bank of Owasso funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 8 | $2.6M |
| Manufacturing | 6 | $2.5M |
| Health Care and Social Assistance | 12 | $2.2M |
| Real Estate | 2 | $1.5M |
| Professional and Technical Services | 3 | $1.1M |
| Retail Trade | 10 | $877K |
First Bank of Owasso SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 8 | $733K |
| 2012 | 3 | $287K |
| 2013 | 4 | $1.1M |
| 2014 | 6 | $1.5M |
| 2015 | 8 | $3.0M |
| 2016 | 6 | $1.2M |
| 2017 | 6 | $323K |
| 2018 | 4 | $1.2M |
| 2019 | 2 | $264K |
| 2020 | 8 | $939K |
| 2021 | 4 | $486K |
| 2022 | 2 | $138K |
| 2023 | 3 | $253K |
| 2024 | 3 | $882K |
| 2025 | 3 | $760K |
Related SBA lenders
Other lenders active in Oklahoma or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
First Bank of Owasso: frequently asked questions
Does First Bank of Owasso offer SBA loans?
Yes. First Bank of Owasso appears in the public SBA data with 70 funded SBA 7(a) loans totaling $13.1M.
How many SBA loans has First Bank of Owasso made?
First Bank of Owasso is associated with 70 SBA 7(a) loans totaling $13.1M in the public SBA data (as of 2026-03-31).
What is First Bank of Owasso's SBA charge-off rate?
About 2.9% of First Bank of Owasso's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Bank of Owasso do most of its SBA lending?
First Bank of Owasso's SBA lending in the data is most concentrated in Oklahoma, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Bank of Owasso SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-bank-of-owasso/
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