SBA lender profile
First Central Savings Bank
First Central Savings Bank appears in the public SBA loan data with 8 funded 7(a) loans totaling $1.9M, an average of $243K per loan, and an estimated 53 jobs supported. Its SBA lending concentrates in New York and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
8
Total volume
$1.9M
Average loan size
$243K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
53
Programs
7(a)
Bank profile
via FDIC- Total assets
- $960M
- Headquarters
- Glen Cove, NY
- FDIC cert
- #34969
- Status
- Active
Where First Central Savings Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 7 | $1.7M |
| New Jersey | 1 | $270K |
What First Central Savings Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 3 | $1.1M |
| Accommodation and Food Services | 2 | $420K |
| Professional and Technical Services | 2 | $300K |
| Manufacturing | 1 | $170K |
First Central Savings Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2023 | 1 | $170K |
| 2024 | 2 | $300K |
| 2025 | 5 | $1.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First Central Savings Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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