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SBA lender profile

First Community Credit Union

First Community Credit Union appears in the public SBA loan data with 39 funded 7(a) loans since FY2010, totaling $6.1M, an average of $156K per loan, and an estimated 337 jobs supported. Its SBA lending concentrates in Missouri and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.6%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 71
Scale 11
Activity 27
Consistency 63

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
39
Since FY2010
Total volume
$6.1M
Average loan size
$156K
7(a) charge-off rate
2.6%
Share of 7(a) loans charged off
Jobs supported (reported)
337
Programs
7(a)

Is First Community Credit Union the right lender for you?

Lenders fund what they know. First Community Credit Union's SBA lending concentrates in Missouri (38 loans) and Accommodation and Food Services (2 loans), at an average loan of $156K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where First Community Credit Union lends

Top states by funded SBA volume.

StateLoansTotal volume
Missouri 38 $6.1M
Illinois 1 $18K

What First Community Credit Union funds

Top industries by funded SBA volume.

First Community Credit Union SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20101$469K
20112$2.5M
20125$453K
20131$50K
20153$324K
20164$258K
20173$330K
20183$268K
20201$91K
20212$124K
20233$140K
20249$472K
20252$630K

Related SBA lenders

Other lenders active in Missouri or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

First Community Credit Union: frequently asked questions

Does First Community Credit Union offer SBA loans?

Yes. First Community Credit Union appears in the public SBA data with 39 funded SBA 7(a) loans totaling $6.1M.

How many SBA loans has First Community Credit Union made?

First Community Credit Union is associated with 39 SBA 7(a) loans totaling $6.1M in the public SBA data (as of 2026-03-31).

What is First Community Credit Union's SBA charge-off rate?

About 2.6% of First Community Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does First Community Credit Union do most of its SBA lending?

First Community Credit Union's SBA lending in the data is most concentrated in Missouri, and by industry in Accommodation and Food Services.

For First Community Credit Union

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of First Community Credit Union's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). First Community Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-community-credit-union/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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