SBA lender profile
First Guaranty Bank
First Guaranty Bank appears in the public SBA loan data with 200 funded 7(a) loans since FY2010, totaling $207.2M, an average of $1.0M per loan, and an estimated 3,991 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.0%. 70.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 77
- Scale 75
- Activity 38
- Consistency 76
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Guaranty Bank the right lender for you?
Lenders fund what they know. First Guaranty Bank's SBA lending concentrates in Texas (142 loans) and Accommodation and Food Services (52 loans), at an average loan of $1.0M. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $4.0B
- Headquarters
- Hammond, LA
- FDIC cert
- #14028
- Status
- Active
Where First Guaranty Bank lends
Top states by funded SBA volume.
Metro areas where First Guaranty Bank funds
What First Guaranty Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 52 | $53.8M |
| Retail Trade | 43 | $50.6M |
| Health Care and Social Assistance | 25 | $27.2M |
| Arts, Entertainment, Recreation | 12 | $17.9M |
| Other Services | 14 | $15.2M |
| Wholesale Trade | 7 | $8.3M |
First Guaranty Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 12 | $14.1M |
| 2011 | 29 | $49.1M |
| 2012 | 21 | $32.0M |
| 2013 | 11 | $12.4M |
| 2014 | 4 | $1.7M |
| 2015 | 23 | $32.7M |
| 2016 | 19 | $24.5M |
| 2017 | 9 | $5.5M |
| 2018 | 12 | $6.1M |
| 2019 | 10 | $7.4M |
| 2020 | 5 | $2.0M |
| 2021 | 21 | $12.5M |
| 2022 | 10 | $4.3M |
| 2023 | 4 | $580K |
| 2024 | 7 | $1.7M |
| 2025 | 3 | $718K |
Related SBA lenders
Other lenders active in Texas or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
First Guaranty Bank: frequently asked questions
Does First Guaranty Bank offer SBA loans?
Yes. First Guaranty Bank appears in the public SBA data with 200 funded SBA 7(a) loans totaling $207.2M.
How many SBA loans has First Guaranty Bank made?
First Guaranty Bank is associated with 200 SBA 7(a) loans totaling $207.2M in the public SBA data (as of 2026-03-31).
What is First Guaranty Bank's SBA charge-off rate?
About 2.0% of First Guaranty Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Guaranty Bank do most of its SBA lending?
First Guaranty Bank's SBA lending in the data is most concentrated in Texas, and by industry in Accommodation and Food Services.
Is First Guaranty Bank an SBA Preferred Lender (PLP)?
The loan record shows First Guaranty Bank operating under PLP delegated authority: 141 of its 7(a) loans (70.5%) were processed through the Preferred Lenders Program, including 6 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Guaranty Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-guaranty-bank/
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