SBA lender profile
First Guaranty Bank
First Guaranty Bank appears in the public SBA loan data with 50 funded 7(a) loans totaling $21.7M, an average of $435K per loan, and an estimated 803 jobs supported. Its SBA lending concentrates in Texas and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 4.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
50
Total volume
$21.7M
Average loan size
$435K
Charge-off rate
4.0%
Share of funded loans charged off
Jobs supported (reported)
803
Programs
7(a)
Bank profile
via FDIC- Total assets
- $4.0B
- Headquarters
- Hammond, LA
- FDIC cert
- #14028
- Status
- Active
Where First Guaranty Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 25 | $9.5M |
| Louisiana | 20 | $8.7M |
| Pennsylvania | 2 | $2.0M |
| Mississippi | 1 | $1.0M |
| Arkansas | 2 | $502K |
What First Guaranty Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 9 | $6.3M |
| Accommodation and Food Services | 12 | $4.4M |
| Professional and Technical Services | 7 | $2.8M |
| Health Care and Social Assistance | 8 | $2.3M |
| Manufacturing | 3 | $2.0M |
| Wholesale Trade | 3 | $1.4M |
First Guaranty Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 5 | $2.0M |
| 2021 | 21 | $12.5M |
| 2022 | 10 | $4.3M |
| 2023 | 4 | $580K |
| 2024 | 7 | $1.7M |
| 2025 | 3 | $718K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First Guaranty Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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