SBA lending by metro area
SBA lenders in Lake Charles, LA
Which lenders fund Lake Charles-area businesses, how much, and how the market compares with Louisiana: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Lake Charles area
Ranked by SBA volume funded to businesses located in the Lake Charles metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 22 | $15.0M | $683K | 9.09% |
| 2 | JPMorgan Chase Bank, National Association | 54 | $13.2M | $244K | 7.41% |
| 3 | Home Bank, National Association | 7 | $13.1M | $1.9M | not reported |
| 4 | Newtek Small Business Finance, Inc. | 12 | $8.3M | $695K | not reported |
| 5 | b1BANK | 17 | $7.6M | $445K | not reported |
| 6 | Metro City Bank | 5 | $6.9M | $1.4M | not reported |
| 7 | Celtic Bank Corporation | 7 | $5.6M | $798K | not reported |
| 8 | Community Certified Development Corporation | 5 | $5.4M | $1.1M | not reported |
| 9 | Louisiana Capital Certified Development Company, Inc. | 14 | $5.3M | $378K | not reported |
| 10 | First Guaranty Bank | 8 | $4.8M | $605K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Lake Charles compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Lake Charles area | $253K ▲ 29.7% | 6.4% ▲ 0.7 pts |
| Louisiana | $195K | 5.7% |
| United States | $179K | 11.2% |
What gets funded in Lake Charles
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 64 | $96.7M |
| Retail Trade | 53 | $26.3M |
| Construction | 36 | $13.3M |
| Manufacturing | 17 | $11.5M |
| Other Services | 27 | $10.8M |
| Transportation and Warehousing | 16 | $9.7M |
| Health Care and Social Assistance | 37 | $9.2M |
| Real Estate | 10 | $6.7M |
SBA lending in Lake Charles by year
Geography, precisely
"Lake Charles area" here means the Lake Charles, LA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Calcasieu Parish, LA; Cameron Parish, LA; Jefferson Davis Parish, LA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.