SBA lender profile
First Horizon Bank
First Horizon Bank appears in the public SBA loan data with 833 funded 7(a) loans since FY2010, totaling $710.5M, an average of $853K per loan, and an estimated 18,030 jobs supported. Its SBA lending concentrates in Georgia and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 1.4%. 41.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 84
- Scale 91
- Activity 84
- Consistency 86
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Horizon Bank the right lender for you?
Lenders fund what they know. First Horizon Bank's SBA lending concentrates in Georgia (167 loans) and Manufacturing (85 loans), at an average loan of $853K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $83.8B
- Headquarters
- Memphis, TN
- FDIC cert
- #4977
- Status
- Active
Where First Horizon Bank lends
Top states by funded SBA volume.
Metro areas where First Horizon Bank funds
What First Horizon Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 85 | $96.5M |
| Accommodation and Food Services | 113 | $94.6M |
| Retail Trade | 103 | $89.7M |
| Construction | 90 | $74.0M |
| Professional and Technical Services | 76 | $57.5M |
| Health Care and Social Assistance | 78 | $53.4M |
First Horizon Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 56 | $21.1M |
| 2011 | 81 | $44.0M |
| 2012 | 77 | $26.6M |
| 2013 | 29 | $15.5M |
| 2014 | 46 | $22.2M |
| 2015 | 31 | $31.3M |
| 2016 | 61 | $60.3M |
| 2017 | 66 | $77.4M |
| 2018 | 80 | $80.3M |
| 2019 | 87 | $74.2M |
| 2020 | 63 | $69.8M |
| 2021 | 35 | $55.1M |
| 2022 | 38 | $40.1M |
| 2023 | 17 | $15.3M |
| 2024 | 17 | $17.4M |
| 2025 | 26 | $31.9M |
| 2026 | 23 | $27.8M |
Related SBA lenders
Other lenders active in Georgia or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
First Horizon Bank: frequently asked questions
Does First Horizon Bank offer SBA loans?
Yes. First Horizon Bank appears in the public SBA data with 833 funded SBA 7(a) loans totaling $710.5M.
How many SBA loans has First Horizon Bank made?
First Horizon Bank is associated with 833 SBA 7(a) loans totaling $710.5M in the public SBA data (as of 2026-03-31).
What is First Horizon Bank's SBA charge-off rate?
About 1.4% of First Horizon Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Horizon Bank do most of its SBA lending?
First Horizon Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Manufacturing.
Is First Horizon Bank an SBA Preferred Lender (PLP)?
The loan record shows First Horizon Bank operating under PLP delegated authority: 347 of its 7(a) loans (41.7%) were processed through the Preferred Lenders Program, including 50 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Horizon Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-horizon-bank/
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