SBA lender profile
First International Bank & Trust
First International Bank & Trust appears in the public SBA loan data with 30 funded 7(a) loans since FY2010, totaling $14.7M, an average of $492K per loan, and an estimated 657 jobs supported. Its SBA lending concentrates in North Dakota and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 0.0%. 3.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 77
- Scale 19
- Activity 54
- Consistency 64
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First International Bank & Trust the right lender for you?
Lenders fund what they know. First International Bank & Trust's SBA lending concentrates in North Dakota (23 loans) and Manufacturing (8 loans), at an average loan of $492K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $6.0B
- Headquarters
- Watford City, ND
- FDIC cert
- #10248
- Status
- Active
Where First International Bank & Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Dakota | 23 | $11.2M |
| Minnesota | 6 | $3.2M |
| Arizona | 1 | $400K |
Metro areas where First International Bank & Trust funds
What First International Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 8 | $7.9M |
| Professional and Technical Services | 2 | $2.8M |
| Construction | 1 | $954K |
| Retail Trade | 6 | $837K |
| Administrative and Support | 3 | $555K |
| Other Services | 4 | $539K |
First International Bank & Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $277K |
| 2011 | 4 | $2.2M |
| 2012 | 1 | $400K |
| 2013 | 3 | $210K |
| 2014 | 2 | $500K |
| 2015 | 1 | $197K |
| 2017 | 2 | $1.1M |
| 2019 | 1 | $192K |
| 2020 | 4 | $1.3M |
| 2021 | 2 | $332K |
| 2022 | 3 | $430K |
| 2023 | 3 | $3.0M |
| 2025 | 1 | $4.6M |
Related SBA lenders
Other lenders active in North Dakota or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
First International Bank & Trust: frequently asked questions
Does First International Bank & Trust offer SBA loans?
Yes. First International Bank & Trust appears in the public SBA data with 30 funded SBA 7(a) loans totaling $14.7M.
How many SBA loans has First International Bank & Trust made?
First International Bank & Trust is associated with 30 SBA 7(a) loans totaling $14.7M in the public SBA data (as of 2026-03-31).
What is First International Bank & Trust's SBA charge-off rate?
About 0.0% of First International Bank & Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First International Bank & Trust do most of its SBA lending?
First International Bank & Trust's SBA lending in the data is most concentrated in North Dakota, and by industry in Manufacturing.
Is First International Bank & Trust an SBA Preferred Lender (PLP)?
The loan record shows First International Bank & Trust operating under PLP delegated authority: 1 of its 7(a) loans (3.3%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First International Bank & Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-international-bank-trust/
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