SBA lender profile
First International Bank & Trust
First International Bank & Trust appears in the public SBA loan data with 13 funded 7(a) loans totaling $9.7M, an average of $745K per loan, and an estimated 178 jobs supported. Its SBA lending concentrates in North Dakota and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
13
Total volume
$9.7M
Average loan size
$745K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
178
Programs
7(a)
Bank profile
via FDIC- Total assets
- $6.0B
- Headquarters
- Watford City, ND
- FDIC cert
- #10248
- Status
- Active
Where First International Bank & Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Dakota | 9 | $9.2M |
| Minnesota | 4 | $472K |
What First International Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 3 | $4.9M |
| Professional and Technical Services | 2 | $2.8M |
| Construction | 1 | $954K |
| Other Services | 3 | $342K |
| Health Care and Social Assistance | 2 | $332K |
| Real Estate | 1 | $205K |
First International Bank & Trust SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 4 | $1.3M |
| 2021 | 2 | $332K |
| 2022 | 3 | $430K |
| 2023 | 3 | $3.0M |
| 2025 | 1 | $4.6M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First International Bank & Trust's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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