SBA lending by metro area
SBA lenders in Minot, ND
Which lenders fund Minot-area businesses, how much, and how the market compares with North Dakota: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Minot area
Ranked by SBA volume funded to businesses located in the Minot metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Dakota Business Lending | 71 | $44.7M | $630K | not reported |
| 2 | Lake Agassiz Certified Development Company | 6 | $9.2M | $1.5M | not reported |
| 3 | Wells Fargo Bank National Association | 8 | $2.8M | $352K | not reported |
| 4 | Town and Country CU | 23 | $2.3M | $100K | 0.00% |
| 5 | Old National Bank | 8 | $2.1M | $266K | not reported |
| 6 | U.S. Bank, National Association | 21 | $2.0M | $97K | 9.52% |
| 7 | First International Bank & Trust | 7 | $1.0M | $150K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Minot compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Minot area | $195K ▲ 15.5% | 40.1% ▲ 14.8 pts |
| North Dakota | $169K | 25.3% |
| United States | $179K | 11.2% |
What gets funded in Minot
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 42 | $35.5M |
| Retail Trade | 35 | $21.7M |
| Other Services | 23 | $8.3M |
| Manufacturing | 10 | $6.9M |
| Construction | 24 | $6.1M |
| Health Care and Social Assistance | 12 | $6.1M |
| Arts, Entertainment, Recreation | 8 | $2.6M |
| Transportation and Warehousing | 9 | $2.0M |
SBA lending in Minot by year
Geography, precisely
"Minot area" here means the Minot, ND metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: McHenry County, ND; Renville County, ND; Ward County, ND. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.