SBA lender profile
First National Bank
First National Bank appears in the public SBA loan data with 349 funded 7(a) loans since FY2010, totaling $109.9M, an average of $315K per loan, and an estimated 4,092 jobs supported. Its SBA lending concentrates in Colorado and the Construction sector. Across its 7(a) loans, the charge-off rate is 3.1%. 3.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 72
- Scale 74
- Activity 57
- Consistency 85
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First National Bank the right lender for you?
Lenders fund what they know. First National Bank's SBA lending concentrates in Colorado (53 loans) and Construction (57 loans), at an average loan of $315K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $85M
- Headquarters
- Waldron, AR
- FDIC cert
- #1035
- Status
- Inactive
Where First National Bank lends
Top states by funded SBA volume.
Metro areas where First National Bank funds
What First National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 57 | $20.1M |
| Manufacturing | 30 | $18.2M |
| Accommodation and Food Services | 48 | $15.8M |
| Retail Trade | 55 | $12.4M |
| Wholesale Trade | 18 | $7.2M |
| Professional and Technical Services | 16 | $6.6M |
First National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 33 | $10.5M |
| 2011 | 27 | $15.3M |
| 2012 | 27 | $7.3M |
| 2013 | 21 | $4.9M |
| 2014 | 13 | $1.6M |
| 2015 | 24 | $4.7M |
| 2016 | 14 | $2.2M |
| 2017 | 21 | $8.9M |
| 2018 | 27 | $13.0M |
| 2019 | 24 | $5.6M |
| 2020 | 20 | $4.3M |
| 2021 | 34 | $10.2M |
| 2022 | 34 | $11.3M |
| 2023 | 11 | $2.2M |
| 2024 | 5 | $497K |
| 2025 | 11 | $6.3M |
| 2026 | 3 | $1.0M |
Related SBA lenders
Other lenders active in Colorado or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
First National Bank: frequently asked questions
Does First National Bank offer SBA loans?
Yes. First National Bank appears in the public SBA data with 349 funded SBA 7(a) loans totaling $109.9M.
How many SBA loans has First National Bank made?
First National Bank is associated with 349 SBA 7(a) loans totaling $109.9M in the public SBA data (as of 2026-03-31).
What is First National Bank's SBA charge-off rate?
About 3.1% of First National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First National Bank do most of its SBA lending?
First National Bank's SBA lending in the data is most concentrated in Colorado, and by industry in Construction.
Is First National Bank an SBA Preferred Lender (PLP)?
The loan record shows First National Bank operating under PLP delegated authority: 11 of its 7(a) loans (3.1%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-national-bank/
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