SBA lender profile
First Service Credit Union
First Service Credit Union appears in the public SBA loan data with 30 funded 7(a) loans totaling $30.2M, an average of $1.0M per loan, and an estimated 384 jobs supported. Its SBA lending concentrates in Texas and the Professional and Technical Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
30
Total volume
$30.2M
Average loan size
$1.0M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
384
Programs
7(a)
Where First Service Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 29 | $27.6M |
| California | 1 | $2.6M |
What First Service Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 8 | $8.1M |
| Real Estate | 4 | $8.1M |
| Accommodation and Food Services | 6 | $6.0M |
| Construction | 3 | $3.3M |
| Health Care and Social Assistance | 3 | $2.0M |
| Arts, Entertainment, Recreation | 2 | $945K |
First Service Credit Union SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $280K |
| 2021 | 13 | $12.9M |
| 2022 | 8 | $8.1M |
| 2024 | 3 | $3.0M |
| 2025 | 5 | $5.8M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First Service Credit Union's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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