SBA lender profile
First Western Bank & Trust
First Western Bank & Trust appears in the public SBA loan data with 298 funded 7(a) loans since FY2010, totaling $75.6M, an average of $254K per loan, and an estimated 3,394 jobs supported. Its SBA lending concentrates in Minnesota and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 0.7%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 89
- Scale 69
- Activity 63
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Western Bank & Trust the right lender for you?
Lenders fund what they know. First Western Bank & Trust's SBA lending concentrates in Minnesota (145 loans) and Health Care and Social Assistance (38 loans), at an average loan of $254K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $2.3B
- Headquarters
- Minot, ND
- FDIC cert
- #19123
- Status
- Active
Where First Western Bank & Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Minnesota | 145 | $36.7M |
| North Dakota | 152 | $35.4M |
| Wisconsin | 1 | $3.5M |
Metro areas where First Western Bank & Trust funds
What First Western Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 38 | $13.8M |
| Manufacturing | 25 | $9.2M |
| Retail Trade | 24 | $8.7M |
| Other Services | 32 | $7.6M |
| Accommodation and Food Services | 29 | $6.9M |
| Arts, Entertainment, Recreation | 11 | $6.1M |
First Western Bank & Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 15 | $4.8M |
| 2011 | 26 | $6.9M |
| 2012 | 8 | $578K |
| 2013 | 12 | $1.9M |
| 2014 | 14 | $1.5M |
| 2015 | 27 | $9.4M |
| 2016 | 13 | $5.0M |
| 2017 | 17 | $3.9M |
| 2018 | 21 | $2.2M |
| 2019 | 6 | $731K |
| 2020 | 30 | $6.9M |
| 2021 | 42 | $15.2M |
| 2022 | 15 | $2.7M |
| 2023 | 25 | $5.7M |
| 2024 | 17 | $6.0M |
| 2025 | 8 | $1.3M |
| 2026 | 2 | $830K |
Related SBA lenders
Other lenders active in Minnesota or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
First Western Bank & Trust: frequently asked questions
Does First Western Bank & Trust offer SBA loans?
Yes. First Western Bank & Trust appears in the public SBA data with 298 funded SBA 7(a) loans totaling $75.6M.
How many SBA loans has First Western Bank & Trust made?
First Western Bank & Trust is associated with 298 SBA 7(a) loans totaling $75.6M in the public SBA data (as of 2026-03-31).
What is First Western Bank & Trust's SBA charge-off rate?
About 0.7% of First Western Bank & Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Western Bank & Trust do most of its SBA lending?
First Western Bank & Trust's SBA lending in the data is most concentrated in Minnesota, and by industry in Health Care and Social Assistance.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Western Bank & Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-western-bank-trust/
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