SBA lender profile
Florida Capital Bank, National Association
Florida Capital Bank, National Association appears in the public SBA loan data with 226 funded 7(a) loans since FY2010, totaling $101.4M, an average of $449K per loan, and an estimated 3,176 jobs supported. Its SBA lending concentrates in Florida and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 17.7%. 62.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 15
- Scale 70
- Activity 27
- Consistency 58
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Florida Capital Bank, National Association the right lender for you?
Lenders fund what they know. Florida Capital Bank, National Association's SBA lending concentrates in Florida (101 loans) and Health Care and Social Assistance (39 loans), at an average loan of $449K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $714M
- Headquarters
- Jacksonville, FL
- FDIC cert
- #26323
- Status
- Active
Where Florida Capital Bank, National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Florida | 101 | $65.7M |
| Georgia | 11 | $7.5M |
| Texas | 21 | $5.2M |
| California | 10 | $2.4M |
| South Carolina | 4 | $2.4M |
| North Carolina | 10 | $1.9M |
What Florida Capital Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 39 | $32.1M |
| Accommodation and Food Services | 26 | $11.9M |
| Retail Trade | 25 | $11.7M |
| Other Services | 26 | $8.4M |
| Manufacturing | 14 | $7.8M |
| Administrative and Support | 20 | $5.3M |
Florida Capital Bank, National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2014 | 18 | $10.1M |
| 2015 | 25 | $15.2M |
| 2016 | 23 | $20.3M |
| 2017 | 15 | $5.8M |
| 2018 | 91 | $25.2M |
| 2019 | 44 | $14.3M |
| 2020 | 5 | $2.7M |
| 2021 | 3 | $1.7M |
| 2022 | 1 | $4.7M |
| 2024 | 1 | $1.2M |
Related SBA lenders
Other lenders active in Florida or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
Florida Capital Bank, National Association: frequently asked questions
Does Florida Capital Bank, National Association offer SBA loans?
Yes. Florida Capital Bank, National Association appears in the public SBA data with 226 funded SBA 7(a) loans totaling $101.4M.
How many SBA loans has Florida Capital Bank, National Association made?
Florida Capital Bank, National Association is associated with 226 SBA 7(a) loans totaling $101.4M in the public SBA data (as of 2026-03-31).
What is Florida Capital Bank, National Association's SBA charge-off rate?
About 17.7% of Florida Capital Bank, National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Florida Capital Bank, National Association do most of its SBA lending?
Florida Capital Bank, National Association's SBA lending in the data is most concentrated in Florida, and by industry in Health Care and Social Assistance.
Is Florida Capital Bank, National Association an SBA Preferred Lender (PLP)?
The loan record shows Florida Capital Bank, National Association operating under PLP delegated authority: 140 of its 7(a) loans (62.0%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Florida Capital Bank, National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/florida-capital-bank-national-association/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.