SBA lender profile
FM Bank
FM Bank appears in the public SBA loan data with 8 funded 7(a) loans since FY2010, totaling $2.8M, an average of $345K per loan, and an estimated 100 jobs supported. Its SBA lending concentrates in Minnesota and the Retail Trade sector. With only 8 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record. 12.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is FM Bank the right lender for you?
FM Bank appears in the SBA record with 8 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where FM Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Minnesota | 8 | $2.8M |
What FM Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 2 | $1.6M |
| Other Services | 4 | $549K |
| Agriculture, Forestry, Fishing | 1 | $428K |
| Accommodation and Food Services | 1 | $135K |
FM Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $230K |
| 2011 | 3 | $612K |
| 2012 | 3 | $1.7M |
| 2013 | 1 | $170K |
Related SBA lenders
Other lenders active in Minnesota or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
FM Bank: frequently asked questions
Does FM Bank offer SBA loans?
Yes. FM Bank appears in the public SBA data with 8 funded SBA 7(a) loans totaling $2.8M.
How many SBA loans has FM Bank made?
FM Bank is associated with 8 SBA 7(a) loans totaling $2.8M in the public SBA data (as of 2026-03-31).
What is FM Bank's SBA charge-off rate?
FM Bank appears with only 8 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does FM Bank do most of its SBA lending?
FM Bank's SBA lending in the data is most concentrated in Minnesota, and by industry in Retail Trade.
Is FM Bank an SBA Preferred Lender (PLP)?
The loan record shows FM Bank operating under PLP delegated authority: 1 of its 7(a) loans (12.5%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). FM Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/fm-bank/
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