SBA lender profile
FNBC Bank and Trust
FNBC Bank and Trust appears in the public SBA loan data with 2 funded 7(a) loans since FY2010, totaling $784K, an average of $392K per loan, and an estimated 19 jobs supported. Its SBA lending concentrates in Illinois and the Accommodation and Food Services sector. With only 2 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is FNBC Bank and Trust the right lender for you?
FNBC Bank and Trust appears in the SBA record with 2 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where FNBC Bank and Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Illinois | 2 | $784K |
What FNBC Bank and Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 1 | $584K |
| Professional and Technical Services | 1 | $200K |
FNBC Bank and Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2024 | 1 | $200K |
| 2025 | 1 | $584K |
Related SBA lenders
Other lenders active in Illinois or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
FNBC Bank and Trust: frequently asked questions
Does FNBC Bank and Trust offer SBA loans?
Yes. FNBC Bank and Trust appears in the public SBA data with 2 funded SBA 7(a) loans totaling $784K.
How many SBA loans has FNBC Bank and Trust made?
FNBC Bank and Trust is associated with 2 SBA 7(a) loans totaling $784K in the public SBA data (as of 2026-03-31).
What is FNBC Bank and Trust's SBA charge-off rate?
FNBC Bank and Trust appears with only 2 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does FNBC Bank and Trust do most of its SBA lending?
FNBC Bank and Trust's SBA lending in the data is most concentrated in Illinois, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). FNBC Bank and Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/fnbc-bank-and-trust/
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