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Freedom First Federal Credit Union

Freedom First Federal Credit Union appears in the public SBA loan data with 21 funded 7(a) loans since FY2010, totaling $3.0M, an average of $145K per loan, and an estimated 235 jobs supported. Its SBA lending concentrates in Virginia and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 75
Scale 2
Activity 27
Consistency 49

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
21
Since FY2010
Total volume
$3.0M
Average loan size
$145K
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
235
Programs
7(a)

Is Freedom First Federal Credit Union the right lender for you?

Lenders fund what they know. Freedom First Federal Credit Union's SBA lending concentrates in Virginia (21 loans) and Accommodation and Food Services (3 loans), at an average loan of $145K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Freedom First Federal Credit Union lends

Top states by funded SBA volume.

StateLoansTotal volume
Virginia 21 $3.0M

Metro areas where Freedom First Federal Credit Union funds

What Freedom First Federal Credit Union funds

Top industries by funded SBA volume.

Freedom First Federal Credit Union SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20131$120K
20193$675K
20204$350K
20232$545K
20256$735K
20265$615K

Related SBA lenders

Other lenders active in Virginia or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Freedom First Federal Credit Union: frequently asked questions

Does Freedom First Federal Credit Union offer SBA loans?

Yes. Freedom First Federal Credit Union appears in the public SBA data with 21 funded SBA 7(a) loans totaling $3.0M.

How many SBA loans has Freedom First Federal Credit Union made?

Freedom First Federal Credit Union is associated with 21 SBA 7(a) loans totaling $3.0M in the public SBA data (as of 2026-03-31).

What is Freedom First Federal Credit Union's SBA charge-off rate?

About 0.0% of Freedom First Federal Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Freedom First Federal Credit Union do most of its SBA lending?

Freedom First Federal Credit Union's SBA lending in the data is most concentrated in Virginia, and by industry in Accommodation and Food Services.

For Freedom First Federal Credit Union

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Freedom First Federal Credit Union's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Freedom First Federal Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/freedom-first-federal-credit-union/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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